495 Hampton Lake Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 495 Hampton Lake Dr, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,326 sqft · built 2016
Lot Size	0.17 acres (7,405 sqft)
Owner	Trust Name on File
Last Sale	$420,000 (Dec 2016)
Tax Bill	$3,433 (2025)
Deeds & Mortgages	Jun 2022 Transfer Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R61402900017070000`

Property Details

APN / Parcel Number

Primary APN	`R61402900017070000`
Alternative APN	`00300989`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,326 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	483 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	495 HAMPTON LAKE DR
City	BLUFFTON
State	SC
Zip	29910-9714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1101 HAMPTON LAKE PH 2 PB126 P1-10 PB130 P182-191
Legal Subdivision	HAMPTON LAKE
Legal Phase	2
Legal Lot Number	1101
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2003
Census Tract	2103

Owner

495 Hampton Lake Dr is owner-occupied and held in a trust since June 2022.

Source: Beaufort County records, as of March 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	495 HAMPTON LAKE DR, BLUFFTON, SC 29910-9714
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Intrafamily Transfer, Transfer
Nov 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK
Nov 1, 2017	Grant Deed NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2016 · Amount on File
Deed Sale	Dec 6, 2016 · Amount on File
Prior Sale	Oct 16, 2015 · Amount on File
Deed Document Number	201665637
Deed Book / Page	3535 / 1513
Last Transfer Date	Jun 16, 2022
Transfer Doc	0000035609
Record Updated	Sep 20, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEAUFORT SC
Recording Date	Jun 16, 2022
Property Address	495 HAMPTON LAKE DR, BLUFFTON, SC 29910-9714
Document Number	0000035609
Book / Page	4156 / 2024
Map Reference	MB 130 PG 182
Instrument Date	Jun 16, 2022
Instrument	2022035609
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	495 HAMPTON LAKE DR, BLUFFTON, SC 29910-9714

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	495 HAMPTON LAKE DR, BLUFFTON, SC 29910-9714
Transaction Type	Mortgage
Record Updated	Feb 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059596
Date	Nov 1, 2017
Book Page	3618/2172
Instrument	2017059596

Lender

Name	SOUTH STATE BANK
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2032

November 2017: Grant Deed

Document Type	Grant Deed
Jurisdiction	BEAUFORT SC
Recording Date	Nov 1, 2017
Property Address	495 HAMPTON LAKE DR, BLUFFTON, SC 29910-9714
Document Number	0000059598
Book / Page	003618 / 002197
Instrument Date	Oct 30, 2017
Instrument	59598
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$1,554.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	23 BRITTLE FERN BLUFFTON SC 299106414, BLUFFTON, SC 29910-6414

Tax Assessment & Valuation

The 2025 property tax bill for 495 Hampton Lake Dr was $3,433, down 0.1% from the year before.

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,433.00 (-0.06%)	$20,400 (-35.18%)
2024	$3,435.00	$31,472 (-) Land $8,600 Building $22,872	$786,800 (-) Land $215,000 Building $571,800
2023	$3,435.00 (+8.26%)	$31,472 (+68.44%) Land $8,600 Building $22,872	$786,800 (+68.44%) Land $215,000 Building $571,800
2022	$3,173.00 Homeowner's exemption	$18,684 Land $4,000 Building $14,684	$467,100 Land $100,000 Building $367,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 495 Hampton Lake Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 407 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	407 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 495 Hampton Lake Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Sparklight DSL	30 / 5

May also be available: AT&T, Hotwire Communications, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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