4788 Westwinds Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 4788 Westwinds Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Condominium
Lot Size	0.004 acres (217 sqft)
Owner	Individual Name on Record
Last Sale	$975,000 (Nov 2025)
Tax Bill	$7,415 (2024)
Deeds & Mortgages	Nov 2025 Sale Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`34-2S-21-42800-000-4788`

Property Details

APN / Parcel Number

Primary APN	`34-2S-21-42800-000-4788`
Alternative APN	`1077476`

Exterior

Lot Area	217 sqft (0.004 acres)

Location & Zoning

Account Number	1077476
Street Address	4788 WESTWINDS DR
City	MIRAMAR BEACH
State	FL
Zip	32550-7847
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SD
Legal Description	UT 4788 WESTWINDS AT SANDESTIN CONDO OR 1820-96 OR 1881-1 OR 3028-1050 OR 3129-2216 OR 3188-4188
Legal Range	21W
Legal Township	02S
Legal Section	34
Legal Subdivision	WESTWINDS AT SANDESTIN CONDO
Legal Lot Number	4788
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	704 ANSLEY CT, MACON, GA 31220-8723
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Warranty Deed, Transfer UNKNOWN, SCENIC TITLE LLC
Jan 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB
Mar 22, 2021	Warranty Deed, Transfer MCNEESE TITLE LLC
Jan 6, 2020	Warranty Deed, Transfer BURKE LAW AND TITLE LLC, BURKE LAW & TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2025 · Amount on Record
Deed Sale	Nov 25, 2025 · Amount on Record
Prior Sale	Mar 22, 2021 · Amount on Record
Deed Document Number	20250043685
Deed Book / Page	3378 / 4642
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 25, 2025
Property Address	4788 WESTWINDS DR, MIRAMAR BEACH, FL 32550-7847
Document Number	0033784642
Book / Page	3378 / 4642
Map Reference	MB 1778 PG 67
Instrument Date	Nov 19, 2025
Instrument	20250043685
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	UNKNOWN, SCENIC TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$6,825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5206 ARBOR DR, PRAIRIE VILLAGE, KS 66207-3466

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 ANSLEY CT, MACON, GA 31220-8723

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	4788 WESTWINDS DR, MIRAMAR BEACH, FL 32550-7847
Transaction Type	Mortgage
Record Updated	Feb 20, 2024
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5206 ARBOR DR, PRAIRIE VILLAGE, KS 66207-3466

Mortgage

Document Number	0032362688
Date	Jan 31, 2022
Book Page	3236/2688
Instrument	20220004328

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 22, 2021
Property Address	4788 WESTWINDS DR, MIRAMAR BEACH, FL 32550-7847
Document Number	0031884188
Book / Page	3188 / 4188
Map Reference	MB 1778 PG 67
Instrument Date	Mar 19, 2021
Instrument	20210013615
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$4,935.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	910 W WHITMER ST, CENTRAL CITY, KY 42330-2053

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57806 ARBOR DRIVE, PRAIRIE VILLAGE, KS 66207

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 6, 2020
Property Address	4788 WESTWINDS DR, MIRAMAR BEACH, FL 32550-7847
Document Number	0031292216
Book / Page	003129 / 002216
Instrument Date	Dec 31, 2019
Instrument	505
Transaction Type	Transfer
Record Updated	Feb 5, 2020
Title Company	BURKE LAW AND TITLE LLC, BURKE LAW & TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$4,165.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	203 N 2ND ST CENTRAL CITY KY 423301205, CENTRAL CITY, KY 42330-1205

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$883,654 (+8.89%) Building $883,654	$883,654 (+8.89%) Building $883,654
2024	$7,415.00 (+7.42%)
2023	$6,903.00 (+14.74%)	$811,519 (+25%) Building $811,519	$811,519 (+25%) Building $811,519
2022	$6,016.00	$649,215 Building $649,215	$649,215 Building $649,215

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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