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4785 Westwinds Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 4785 Westwinds Dr, Miramar Beach, FL 32550

Property Summary

Property TypeCondominium
Lot Size0.004 acres (217 sqft)
OwnerIndividual Name on Record
Last Sale$472,361 (Sep 2013)
Tax Bill$9,124 (2024)
Deeds & MortgagesDec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN34-2S-21-42800-000-4785

Property Details

APN / Parcel Number

Primary APN34-2S-21-42800-000-4785
Alternative APN
  • 1077473

Exterior

Lot Area217 sqft (0.004 acres)

Location & Zoning

Account Number1077473
Street Address4785 WESTWINDS DR
CityMIRAMAR BEACH
StateFL
Zip32550-7847
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeSD
Legal DescriptionUNIT 4785 WESTWINDS AT SANDESTIN CONDO OR 1815-286 OR 2525-470 OR 2929-3732 OR 3171-3845
Legal Range21W
Legal Township02S
Legal Section34
Legal SubdivisionWESTWINDS AT SANDESTIN CONDO
Legal Lot Number4785
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group1
Census Block1003
Census Tract950609

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4555 CREW LN NW, MARIETTA, GA 30064-5635
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 3, 2013 · Amount on Record
Deed SaleSep 3, 2013 · Amount on Record
Prior SaleSep 3, 2013 · Amount on Record
Deed Document Number0029293732
Deed Book / Page002929 / 003732
Last Transfer DateDec 2, 2020
Transfer Doc0031713845
Record UpdatedJun 8, 2026

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWALTON FL
Recording DateDec 2, 2020
Property Address4785 WESTWINDS DR, MIRAMAR BEACH, FL 32550-7847
Document Number0031713845
Book / Page3171 / 3845
Map ReferenceMB 1778 PG 67-195
Instrument DateNov 30, 2020
Instrument20200049483
Transaction TypeTransfer
Record UpdatedAug 2, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,475.20
Amount AccuracyRounded by County
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4555 CREW LN NW, 4555, MARIETTA, GA 30064-5635

Transferred To (Grantee/Buyer)

NameVerified Name
Address4555 CREW LN NW, MARIETTA, GA 30064-5635

Mortgage

Document Number0031713847
DateDec 2, 2020
Instrument3171/3847
Lender
NameRENASANT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 1, 2035

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,176,919 (+8.89%) Building $1,176,919$1,176,919 (+8.89%) Building $1,176,919
2024$9,124.00 (+7.2%)
2023$8,511.00 (+15.23%)$1,080,844 (+25%) Building $1,080,844$1,080,844 (+25%) Building $1,080,844
2022$7,386.00$864,675 Building $864,675$864,675 Building $864,675

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 750 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4,168 units insured
incl. 3,418 condo units
Nearby Flood Claims64 (1995–2024)
Claims Outside the SFHA45 of 64
Most Recent ClaimSep 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 7 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims
  • Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH WALTON UTILITY COMPANY
private · serves 26,668 people · EPA ID FL1660615
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Cox Communications
Fiber · Cable in parts of the area		2,000 / 35
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Wildstar Networks.

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