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4786 Westwinds Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 4786 Westwinds Dr, Miramar Beach, FL 32550

Property Summary

Property TypeCondominium
Lot Size0.004 acres (217 sqft)
OwnerCompany Name on File
Last Sale$1,167,500 (Oct 2019)
Tax Bill$9,124 (2024)
Deeds & MortgagesOct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN34-2S-21-42800-000-4786

Property Details

APN / Parcel Number

Primary APN34-2S-21-42800-000-4786
Alternative APN
  • 1077474

Exterior

Lot Area217 sqft (0.004 acres)

Location & Zoning

Account Number1077474
Street Address4786 WESTWINDS DR
CityMIRAMAR BEACH
StateFL
Zip32550-7847
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeSD
Legal DescriptionUT 4786 WESTWINDS AT SANDESTIN CONDO OR 1818-190 &-192 OR 2670-2148 OR 3120-1371
Legal Range21W
Legal Township02S
Legal Section34
Legal SubdivisionWESTWINDS AT SANDESTIN CONDO
Legal Lot Number4786
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group1
Census Block1003
Census Tract950609

Owner

4786 Westwinds Dr, a condominium, is owned by a company that bought it in October 2019.

Source: Walton County records, as of December 17, 2025

Owner of RecordCompany Name on File
Mailing Address4518 IRVIN SIMMONS DR, DALLAS, TX 75229-4249
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 4, 2019 · Amount on File
Deed SaleOct 4, 2019 · Amount on File
Prior SaleMay 20, 2005 · Amount on File
Deed Document Number20190034748
Deed Book / Page3120 / 1371
Record UpdatedJun 8, 2026

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateOct 4, 2019
Property Address4786 WESTWINDS DR, MIRAMAR BEACH, FL 32550-7847
Document Number0031201371
Book / Page003120 / 001371
Instrument DateSep 30, 2019
Instrument34748
Transaction TypeTransfer
Record UpdatedOct 22, 2019
Title CompanySETCO SERVICES LLC, SETCO SVCS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,172.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4518 IRVIN SIMMONS DR DALLAS TX 752294249, DALLAS, TX 75229-4249

Mortgage

Document Number31201376
DateOct 4, 2019
Book Page003120/001376
Instrument34750
Lender
NameNORTH DALLAS BK&TR
TypeBank
AddressDALLAS, TX 75380-1826
Agreement
AmountAmount on Record
Term60 Months
DueOct 3, 2024

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,176,919 Building $1,176,919$1,176,919 Building $1,176,919
2024$9,124.00 (+7.2%)
2023$8,511.00 (+15.23%)$1,080,844 (+25%) Building $1,080,844$1,080,844 (+25%) Building $1,080,844
2022$7,386.00$864,675 Building $864,675$864,675 Building $864,675

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4786 Westwinds Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 750 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4,168 units insured
incl. 3,418 condo units
Nearby Flood Claims64 (1995–2024)
Claims Outside the SFHA45 of 64
Most Recent ClaimSep 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 7 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims
  • Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4786 Westwinds Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH WALTON UTILITY COMPANY
private · serves 26,668 people · EPA ID FL1660615
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Cox Communications
Fiber · Cable in parts of the area		2,000 / 35
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Wildstar Networks.

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