Muskegon County property record for 4788 Sandy Ln, Whitehall, MI 49461
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,728 sqft · built 1972 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,854 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage Aug 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 06570000000100 |
| Primary APN | 06570000000100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,728 sqft Living Area |
| 1st Floor Area | 1,728 sqft |
| Basement Area | 1,728 sqft |
| Unfinished Basement | 1,728 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 30,492 sqft (0.7 acres) |
| Lot Width | 94 ft Width |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Heating System | Hot Water |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4788 SANDY LN |
|---|---|
| City | WHITEHALL |
| State | MI |
| Zip | 49461-9609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MHDR |
| Legal Description | FRUITLAND TOWNSHIP SPRING VALLEY ESTATES LOT 1 |
| Legal Range | 18W |
| Legal Township | 11N |
| Legal Section | 70 |
| Legal Subdivision | SPRING VALLEY ESTATES |
| Legal Lot Number | 1 |
| Jurisdiction | MUSKEGON MI |
| Township / Civil Division | FRUITLAND |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 3701 |
4788 Sandy Ln is owned and occupied by an individual who acquired it in August 2020.
Source: Muskegon County records, as of June 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4788 SANDY LN, WHITEHALL, MI 49461-9609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 12, 2018 | Deed of Trust, Mortgage · Commercial Mortgage THE SHELBY STATE BANK |
| Aug 31, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 31, 2020 |
| Transfer Doc | 0005697264 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 4788 SANDY LN, WHITEHALL, MI 49461-9609 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005619853 |
|---|---|
| Date | Apr 12, 2018 |
| Book Page | 4154/088 |
| Instrument | 5619853 |
| Name | THE SHELBY STATE BANK |
|---|---|
| Type | Bank |
| Address | SHELBY, MI 49455 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Recording Date | Aug 31, 2020 |
| Property Address | 4788 SANDY LN, WHITEHALL, MI 49461-9609 |
| Document Number | 0005697264 |
| Book / Page | 004231 / 000573 |
| Instrument Date | Aug 17, 2020 |
| Instrument | 5697264 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 4788 SANDY LN WHITEHALL MI 494619609, WHITEHALL, MI 49461-9609 |
The 2025 property tax bill for 4788 Sandy Ln was $2,854 with a homeowner's exemption.
Source: Muskegon County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Muskegon County |
| County Subdivision | Fruitland Township |
| Unified School District | Whitehall School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $184,400 (+8.03%) | $368,800 (+8.03%) | |
| 2025 | $2,854.00 Homeowner's exemption | $170,700 | $341,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4788 Sandy Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | Sep 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4788 Sandy Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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