4785 Young Rd, Waldorf, MD 20601 Property Records

Charles County property record for 4785 Young Rd, Waldorf, MD 20601

Property Summary

Property Type	Exempt (Full or Partial)
Details	7 ba · 8,287 sqft · built 2002
Lot Size	3.03 acres (132,422 sqft)
Owner	2 Individual Names on Record
Last Sale	$865,000 (Jul 2022)
Tax Bill	$1,012 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-030174`

Property Details

APN / Parcel Number

Primary APN	`09-030174`
Alternative APNs	`9030174` `030174`

Interior

Full Baths	7 Baths
Stories	2 Stories
Building Area	8,287 sqft Gross Area
1st Floor Area	3,145 sqft
Basement Area	2,482 sqft
Finished Basement	2,482 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Siding Sheathing
Roof Material	Composition Shingle
Lot Area	132,422 sqft
Pool Area	576 sqft
Deck Area	246 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	030174
Street Address	4785 YOUNG RD
City	WALDORF
State	MD
Zip	20601-4483
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	AC
Legal Description	LOT 40H=3.0400 AC PL 12 PH 3A MALLARDS POND SUB
Legal Subdivision	MALLARDS POND SUB
Legal Phase	3A
Legal Block	2
Legal Lot Number	40H
Jurisdiction	CHARLES MD
Township / Civil Division	9, HUGHESVILLE
Census Block Group	2
Census Block	2004
Census Tract	851401

Owner

Source: Charles County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4785 YOUNG RD, WALDORF, MD 20601-4483
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2022 · Amount on Record
Deed Sale	Jul 6, 2022 · Amount on Record
Prior Sale	Sep 17, 2007
Deed Document Number	2022
Deed Book / Page	12624 / 457
Prior Transfer Date	Feb 23, 2006
Prior Transfer Doc	0064520066
Record Updated	Oct 29, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Jul 6, 2022
Property Address	4785 YOUNG RD, WALDORF, MD 20601-4483
Document Number	0126240457
Book / Page	12624 / 457
Map Reference	MB 53 FO 153
Instrument Date	Jun 24, 2022
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	BUYERS TITLE, BUYERS TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6,487.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4785 YOUNG RD, WALDORF, MD 20601-4483

Mortgage

Document Number	0012624462
Date	Jul 6, 2022
Instrument	12624/462

Lender

Name	NEXTMORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$975,400 (+11.81%) Land $180,200 Building $795,200	$975,400 (-) Land $180,200 Building $795,200
2025	$1,012.00 (+375.12%)	$872,367 (+30.93%)	$975,400 (+46.39%) Land $180,200 Building $795,200
2023	$213.00 Disabled Person's exemption Veteran's exemption	$666,300 Land $130,200 Building $536,100	$666,300 Land $130,200 Building $536,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20