4760 Young Rd, Waldorf, MD 20601 Property Records

Charles County property record for 4760 Young Rd, Waldorf, MD 20601

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,296 sqft · built 1999
Lot Size	3.06 acres (133,729 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Dec 2009)
Tax Bill	$10,554 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-028668`

Property Details

APN / Parcel Number

Primary APN	`09-028668`
Alternative APNs	`9028668` `028668`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,296 sqft Living Area
Gross Area	1,716 sqft
1st Floor Area	1,296 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	133,729 sqft
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	42 sqft
Deck Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	028668
Street Address	4760 YOUNG RD
City	WALDORF
State	MD
Zip	20601-4416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC
Legal Description	LOT 34 SEC 3 PL 5 OLDE COUNTRY ESTATES
Legal Subdivision	OLDE COUNTRY ESTATES
Legal Block	2
Legal Lot Number	34
Jurisdiction	CHARLES MD
Township / Civil Division	9, HUGHESVILLE
Census Block Group	2
Census Block	2011
Census Tract	851401

Owner

4760 Young Rd is owned and occupied by two individuals who bought it in December 2009.

Source: Charles County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4760 YOUNG RD, WALDORF, MD 20601-4416
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2009 · Amount on File
Deed Sale	Dec 10, 2009 · Amount on File
Prior Sale	Sep 12, 2006 · Amount on File
Deed Document Number	200912609
Deed Book / Page	7029 / 318
Transfer Doc	0000004302
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	4760 YOUNG RD, WALDORF, MD 20601-4416
Transaction Type	Mortgage
Record Updated	Sep 21, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4760 YOUNG RD, WALDORF, MD 20601-4416

Mortgage

Document Number	0125190076
Date	Apr 22, 2022
Book Page	12519/76

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	356 Months
Due	Dec 17, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	4760 YOUNG RD, WALDORF, MD 20601-4416
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	BUYERS TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4760 YOUNG RD, WALDORF, MD 20601-4416

Mortgage

Document Number	0115160324
Date	Dec 23, 2020
Book Page	11516/324

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4760 Young Rd was $10,554 with a homeowner's exemption.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$384,500 (+8.55%) Land $160,300 Building $224,200	$384,500 (-) Land $160,300 Building $224,200
2025	$10,554.00 Homeowner's exemption	$354,200	$384,500 Land $160,300 Building $224,200
2023	$4,248.00 (+17.87%) Homeowner's exemption	$293,600 (+2.05%) Land $130,300 Building $163,300	$293,600 (-) Land $130,300 Building $163,300
2022	$3,604.00 Homeowner's exemption	$287,700	$293,600 Land $130,300 Building $163,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4760 Young Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4760 Young Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Young Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures