4710 Young Rd, Waldorf, MD 20601 Property Records

Charles County property record for 4710 Young Rd, Waldorf, MD 20601

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,146 sqft · built 1997
Lot Size3 acres (130,680 sqft)
OwnerIndividual Name on Record
Last Sale$458,000 (Dec 2006)
Tax Bill$12,850 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Jan 2022 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-025359

Property Details

APN / Parcel Number

Primary APN09-025359
Alternative APNs
  • 9025359
  • 025359

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,146 sqft Living Area
Gross Area2,814 sqft
1st Floor Area2,146 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area130,680 sqft
Garage TypeAttached
Garage Area572 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area96 sqft
Deck Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number025359
Street Address4710 YOUNG RD
CityWALDORF
StateMD
Zip20601-4416
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAC
Legal DescriptionLT 32 SEC 1 PL 2 OLDE COUNTRY ESTATES SUB
Legal SubdivisionOLDE COUNTRY ESTATES SUB
Legal Block2
Legal Lot Number32
JurisdictionCHARLES MD
Township / Civil Division9, HUGHESVILLE
Census Block Group2
Census Block2011
Census Tract851401

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4710 YOUNG RD, WALDORF, MD 20601-4416
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2020Deed of Trust, Mortgage · FHA Mortgage
C&F MORTGAGE CORP
Jan 26, 2022Deed of Trust, Mortgage · Line of Credit
FEDCHOICE FCU
Aug 30, 2022Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 15, 2006 · Amount on Record
Deed SaleDec 15, 2006 · Amount on Record
Prior SaleAug 17, 2005
Deed Document Number200619706
Deed Book / Page6126 / 469
Transfer Doc0053970281
Record UpdatedOct 29, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address4710 YOUNG RD, WALDORF, MD 20601-4416
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyINTERSTATE TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0109950085
DateFeb 10, 2020
Book Page10995/085
Lender
NameC&F MORTGAGE CORP
TypeMortgage Company
AddressMIDLOTHIAN, VA 23113
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2050

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address4710 YOUNG RD, WALDORF, MD 20601-4416
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4710 YOUNG RD, WALDORF, MD 20601-4416

Mortgage

Document Number0123580075
DateJan 26, 2022
Book Page12358/75
Lender
NameFEDCHOICE FCU
TypeCredit Union
AddressLANHAM, MD 20706
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueDec 23, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address4710 YOUNG RD, WALDORF, MD 20601-4416
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyNAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4710 YOUNG RD, WALDORF, MD 20601-4416

Mortgage

Document Number0126830196
DateAug 30, 2022
Book Page12683/196
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.62%
Type Change DateSep 1, 2025
Change Frequency5 Years
Min Rate At Change2%
Max Rate At Change5.62%
Index5-Year CMT
Margin2
Max Rate8.62%

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$456,900 (+7.55%) Land $160,000 Building $296,900$456,900 (-) Land $160,000 Building $296,900
2025$12,850.00 (+150.19%)$424,833 (+17.78%)$456,900 (+26.67%) Land $160,000 Building $296,900
2023$5,136.00$360,700 Land $130,000 Building $230,700$360,700 Land $130,000 Building $230,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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