4785 Whispering Pine Way, Naples, FL 34103 Property Records

Collier County property record for 4785 Whispering Pine Way, Naples, FL 34103

Property Summary

Property Type	Single Family Home
Details	2,959 sqft · built 2016
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Company Names on Record
Last Sale	$4,400,000 (Dec 2020)
Tax Bill	$36,524 (2025)
Deeds & Mortgages	Aug 2026 Sale Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`112900 32 394A16`

Property Details

APN / Parcel Number

Primary APN	`112900 32 394A16`
Alternative APNs	`1605732000202960032394` `16057320002`

Interior

Stories	2 Stories
Building Area	2,959 sqft Living Area
1st Floor Area	2,959 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Masonry / Concrete Block
Lot Area	14,810 sqft (0.34 acres)
Pool Area	400 sqft
Deck Area	1,568 sqft

Location & Zoning

Street Address	4785 WHISPERING PINE WAY
City	NAPLES
State	FL
Zip	34103-2453
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	PARK SHORE UNIT 4 BLK 32 LOT 39
Legal Range	25
Legal Township	49
Legal Section	16
Legal Subdivision	PARK SHORE UNIT 4
Legal Tract	112900
Legal Block	32
Legal Lot Number	39
Legal Unit	4
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3011
Census Tract	301

Owner

Source: Collier County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	4785 WHISPERING PINE WAY, NAPLES, FL 34103-2453
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Dec 19, 2020	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE
Apr 23, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2020 · Amount on Record
Deed Sale	Dec 19, 2020 · Amount on Record
Prior Sale	Apr 23, 2018 · Amount on Record
Deed Document Number	20205972690
Deed Book / Page	5863 / 3194
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Aug 25, 2026
Property Address	4785 WHISPERING PINE WAY, NAPLES, FL 34103-2453
Document Number	0006866905
Book / Page	6623 / 627
Instrument Date	Aug 21, 2026
Instrument	20266866905
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 19, 2020
Property Address	4785 WHISPERING PINE WAY, NAPLES, FL 34103-2453
Document Number	0058633194
Book / Page	5863 / 3194
Map Reference	MB 10 PG 101-103
Instrument Date	Dec 18, 2020
Instrument	5972690
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10449 CROMWELL GROVE TER, 10449, ORLANDO, FL 32827-7004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4785 WHISPERING PINE WAY, NAPLES, FL 34103-2453
Investor	Possibly a Property Investor

Mortgage

Document Number	0058633196
Date	Dec 19, 2020
Instrument	5863/3196

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 23, 2018
Property Address	4785 WHISPERING PINE WAY, NAPLES, FL 34103-2453
Document Number	0055003328
Book / Page	005500 / 003328
Instrument Date	Apr 23, 2018
Instrument	5544340
Transaction Type	Transfer
Record Updated	May 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$28,000.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4785 WHISPERING PINE WAY NAPLES FL 341032453, NAPLES, FL 34103-2453

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,183,830 (+2.7%)	$4,730,450 (-9.01%) Land $1,928,082 Building $2,802,368
2025	$36,524.00 (+3.72%) Homeowner's exemption	$4,073,836 (+5.99%)	$5,198,786 (-15.9%) Land $2,326,500 Building $2,872,286
2023	$35,213.00 (-2.77%) Homeowner's exemption	$3,843,713 (+3%)	$6,181,420 (+20.76%) Land $3,213,440 Building $2,967,980
2022	$36,215.00 Homeowner's exemption	$3,731,760	$5,118,859 Land $2,426,659 Building $2,692,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 199 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	245 units insured incl. 46 condo units
Nearby Flood Claims	235 (1985–2024)
Claims Outside the SFHA	11 of 235
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 113 claims Hurricane Ian, Sep 2022 · 71 claims Hurricane Irma, Sep 2017 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications, Summit Broadband.

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