4770 Whispering Pine Way, Naples, FL 34103 Property Records

Collier County property record for 4770 Whispering Pine Way, Naples, FL 34103

Property Summary

Property Type	Single Family Home
Details	2,250 sqft · built 1977
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Aug 2011)
Tax Bill	$4,809 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`112900 33 114A16`

Property Details

APN / Parcel Number

Primary APN	`112900 33 114A16`
Alternative APNs	`1605896000502960033114` `16058960005`

Interior

Stories	1 Story
Building Area	2,250 sqft Living Area
1st Floor Area	2,250 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Masonry / Concrete Block
Lot Area	11,761 sqft (0.27 acres)
Pool Area	384 sqft
Deck Area	272 sqft

Location & Zoning

Street Address	4770 WHISPERING PINE WAY
City	NAPLES
State	FL
Zip	34103-2452
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	PARK SHORE UNIT 4 BLK 33 LOT 11
Legal Range	25
Legal Township	49
Legal Section	16
Legal Subdivision	PARK SHORE UNIT 4
Legal Tract	112900
Legal Block	33
Legal Lot Number	11
Legal Unit	4
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3012
Census Tract	301

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4770 WHISPERING PINE WAY, NAPLES, FL 34103-2452
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2022	Deed of Trust, Mortgage · Line of Credit FINEMARK NATIONAL BANK & TRUST
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 23, 2018	Deed of Trust, Mortgage · Line of Credit QUICKEN LNS
Jan 23, 2018	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2011 · Amount on File
Deed Sale	Aug 16, 2011 · Amount on File
Prior Sale	Mar 23, 2010 · Amount on File
Deed Document Number	20114597224
Deed Book / Page	4711 / 282
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	4770 WHISPERING PINE WAY, NAPLES, FL 34103-2452
Transaction Type	Mortgage
Record Updated	Apr 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061042687
Date	Mar 29, 2022
Book Page	6104/2687
Instrument	6227526

Lender

Name	FINEMARK NATIONAL BANK & TRUST
Type	Bank
Address	NAPLES, FL 34108

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 29, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	4770 WHISPERING PINE WAY, NAPLES, FL 34103-2452
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058820839
Date	Jan 26, 2021
Book Page	5882/839
Instrument	5991046

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	4770 WHISPERING PINE WAY, NAPLES, FL 34103-2452
Document Number	0054742827
Instrument Date	Jan 23, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4770 WHISPERING PINE WAY NAPLES FL 341032452, NAPLES, FL 34103-2452

Mortgage

Document Number	0054742827
Date	Feb 6, 2018
Book Page	005474/002827
Instrument	5506602

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2048

Interest

Rate Type	Adjustable Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	4770 WHISPERING PINE WAY, NAPLES, FL 34103-2452
Document Number	0054742803
Instrument Date	Jan 23, 2018
Transaction Type	Mortgage
Record Updated	Feb 15, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4770 WHISPERING PINE WAY NAPLES FL 341032452, NAPLES, FL 34103-2452

Mortgage

Document Number	0054742803
Date	Feb 6, 2018
Book Page	005474/002803
Instrument	5506599

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$585,350 (+2.7%)	$1,692,699 (+0.78%) Land $1,523,405 Building $169,294
2025	$4,809.00 (+4.09%) Homeowner's exemption	$569,961 (+5.99%)	$1,679,663 (-13.19%) Land $1,554,800 Building $124,863
2023	$4,620.00 (-2.55%) Homeowner's exemption	$537,765 (+3%)	$1,934,811 (+28.83%) Land $1,877,720 Building $57,091
2022	$4,741.00 Homeowner's exemption	$522,102	$1,501,780 Land $1,268,358 Building $233,422

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 199 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	245 units insured incl. 46 condo units
Nearby Flood Claims	235 (1985–2024)
Claims Outside the SFHA	11 of 235
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 113 claims Hurricane Ian, Sep 2022 · 71 claims Hurricane Irma, Sep 2017 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications, Summit Broadband.

Nearby Properties on Whispering Pine Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures