4820 Whispering Pine Way, Naples, FL 34103 Property Records

Collier County property record for 4820 Whispering Pine Way, Naples, FL 34103

Property Summary

Property Type	Single Family Home
Details	3,471 sqft · built 1978
Lot Size	0.33 acres (14,375 sqft)
Owner	Trust Name on File
Tax Bill	$5,023 (2025)
Deeds & Mortgages	Dec 2021 Transfer Dec 2021 Transfer
Flood Zone	Zone VE (high risk)
APN	`112900 32 434A16`

Property Details

APN / Parcel Number

Primary APN	`112900 32 434A16`
Alternative APNs	`1605748000702960032434` `16057480007`

Interior

Stories	1 Story
Building Area	3,471 sqft Living Area
1st Floor Area	3,471 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Masonry / Concrete Block
Lot Area	14,375 sqft (0.33 acres)
Pool Area	420 sqft
Deck Area	826 sqft

Location & Zoning

Street Address	4820 WHISPERING PINE WAY
City	NAPLES
State	FL
Zip	34103-2408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	PARK SHORE UNIT 4 BLK 32 LOT 43 OR 736 PG 906
Legal Range	25
Legal Township	49
Legal Section	16
Legal Subdivision	PARK SHORE UNIT 4
Legal Tract	112900
Legal Block	32
Legal Lot Number	43
Legal Unit	4
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3011
Census Tract	301

Owner

4820 Whispering Pine Way is owner-occupied and held in a trust since December 2021.

Source: Collier County records, as of August 25, 2026

Owner of Record	Trust Name on File
Mailing Address	4820 WHISPERING PINE WAY, NAPLES, FL 34103-2408
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Dec 7, 2021	Affidavit of Death of Joint Tenant, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 1, 2021
Transfer Doc	0060542358
Record Updated	Oct 29, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Dec 9, 2021
Property Address	4820 WHISPERING PINE WAY, NAPLES, FL 34103-2408
Document Number	0060542358
Book / Page	6054 / 2358
Map Reference	MB 10 PG 101-103
Instrument Date	Dec 1, 2021
Instrument	6172382
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4820 WHISPERING PINE WAY, NAPLES, FL 34103-2408

December 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	COLLIER FL
Recording Date	Dec 7, 2021
Property Address	4820 WHISPERING PINE WAY, NAPLES, FL 34103-2408
Document Number	0060520748
Book / Page	6052 / 748
Map Reference	MB 10 PG 101-103
Instrument Date	Dec 1, 2021
Instrument	6169923
Transaction Type	Transfer
Record Updated	Dec 16, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 4820 Whispering Pine Way was $5,023 with exemptions applied, up 2.3% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$614,808 (+2.7%)	$2,072,248 (-10.28%) Land $1,852,778 Building $219,470
2025	$5,023.00 (+2.32%) Homeowner's exemption Widower's exemption	$598,645	$2,309,600 Land $2,150,180 Building $159,420
2024	$4,909.00 (+1.74%)
2023	$4,825.00 (-3.36%) Homeowner's exemption Widower's exemption	$564,829 (+3%)	$3,042,222 (-32.56%) Land $2,969,898 Building $72,324
2022	$4,993.00 Homeowner's exemption Disabled Person's exemption Widower's exemption	$548,378	$4,510,709 Land $4,214,650 Building $296,059

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4820 Whispering Pine Way in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 199 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	245 units insured incl. 46 condo units
Nearby Flood Claims	235 (1985–2024)
Claims Outside the SFHA	11 of 235
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 113 claims Hurricane Ian, Sep 2022 · 71 claims Hurricane Irma, Sep 2017 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4820 Whispering Pine Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications, Summit Broadband.

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