St. Louis County property record for 4785 Heritage Trl, Gilbert, MN 55741
| Property Type | Single Family Home |
|---|---|
| Details | 1.25 ba · 1,120 sqft · built 1980 |
| Lot Size | 40 acres (1,742,400 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,252 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 260-0015-00850 |
| Primary APN | 260-0015-00850 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.25 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,120 sqft Gross Area |
| 1st Floor Area | 1,120 sqft |
| Basement Area | 1,008 sqft |
| Finished Basement | 1,008 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Split Foyer |
| Exterior Material | Metal |
| Construction Type | Frame |
| Lot Area | 1,742,400 sqft (40 acres) |
| Garage Area | 1,164 sqft |
| Deck Area | 128 sqft |
|---|---|
| Gazebo | 99 sqft |
| Storage Building | 240 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 524261 |
|---|---|
| Street Address | 4785 HERITAGE TRL |
| City | GILBERT |
| State | MN |
| Zip | 55741-8228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNS |
| Legal Description | NE 1/4 OF SE 1/4 SERIAL # |
| Legal Range | 16W |
| Legal Township | 58N |
| Legal Section | 32 |
| Legal Subdivision | BIWABIK TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | BIWABIK |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 13600 |
4785 Heritage Trl is owned and occupied by two individuals.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4785 HERITAGE TRL, GILBERT, MN 55741-8228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 4785 Heritage Trl was $2,252 with a homeowner's exemption, up 8.4% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Biwabik Township |
| Unified School District | Rock Ridge Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,252.00 (+8.37%) Homeowner's exemption | ||
| 2025 | $2,078.00 (+0.87%) Homeowner's exemption | $251,600 (+1.82%) Land $56,600 Building $195,000 | $251,600 (+1.82%) Land $56,600 Building $195,000 |
| 2024 | $2,060.00 | $247,100 Land $50,200 Building $196,900 | $247,100 Land $50,200 Building $196,900 |
| 2022 | $212,800 Land $38,600 Building $174,200 | $212,800 Land $38,600 Building $174,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4785 Heritage Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4785 Heritage Trl is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 61% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Fiber | 2,000 / 1,000 |
5G (outdoors only) and 4G LTE
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