4772 Heritage Trl, Gilbert, MN 55741 Property Records

St. Louis County property record for 4772 Heritage Trl, Gilbert, MN 55741

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,352 sqft · built 1978
Lot Size	4.46 acres (194,278 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,000 (Jan 2026)
Tax Bill	$1,556 (2026)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Jul 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`260-0015-00986`

Property Details

APN / Parcel Number

Primary APN	`260-0015-00986`
Alternative APNs	`1005996` `1193918`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,352 sqft Gross Area
1st Floor Area	1,352 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	194,278 sqft (4.46 acres)
Garage Area	1,200 sqft
Deck Area	270 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1193918
Street Address	4772 HERITAGE TRL
City	GILBERT
State	MN
Zip	55741-8226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	PART OF NW1/4 OF SW1/4 BEG 1868.46 FT NN 89 DEG 44 MIN 35 SEC E 648.72 FT FROMSW COR OF SEC, THENCE S 0 DEG 20 MIN45 SEC E
Legal Range	16W
Legal Township	58N
Legal Section	33
Legal Subdivision	BIWABIK TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	BIWABIK
Census Block Group	2
Census Block	2041
Census Tract	13600

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4772 HERITAGE TRL, GILBERT, MN 55741-8226
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Jul 16, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2026 · Amount on Record
Deed Sale	Jan 21, 2026 · Amount on Record
Prior Sale	Mar 23, 2016 · Amount on Record
Deed Document Number	20261526453
Prior Transfer Date	Jul 10, 2019
Prior Transfer Doc	00A1358677
Record Updated	Sep 20, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 21, 2026
Property Address	4772 HERITAGE TRL, GILBERT, MN 55741-8226
Document Number	0001526453
Instrument Date	Dec 31, 2025
Instrument	1526453
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	ALL AMERICAN TITLE AGENCY LLC, ALL AMERICAN TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$986.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4772 HERITAGE TRL, GILBERT, MN 55741-8226

Mortgage

Document Number	0001526454
Date	Jan 21, 2026
Instrument	1526454

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 16, 2019
Property Address	4772 HERITAGE TRL, GILBERT, MN 55741-8226
Document Number	00A1358677
Instrument Date	Jul 10, 2019
Instrument	A1358677
Transaction Type	Transfer
Record Updated	Jul 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1.65
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4772 HERITAGE TRL GILBERT MN 557418226, GILBERT, MN 55741-8226

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Biwabik Township
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,556.00 (+8.81%) Homeowner's exemption
2025	$1,430.00 (-3.51%) Homeowner's exemption	$191,100 (+0.68%) Land $30,000 Building $161,100	$191,100 (+0.68%) Land $30,000 Building $161,100
2024	$1,482.00	$189,800 (+5.15%) Land $27,200 Building $162,600	$189,800 (+5.15%) Land $27,200 Building $162,600
2022		$180,500 Land $21,900 Building $158,600	$180,500 Land $21,900 Building $158,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber · Fixed Wireless in parts of the area	2,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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