4774 Heritage Trl, Gilbert, MN 55741 Property Records

St. Louis County property record for 4774 Heritage Trl, Gilbert, MN 55741

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,274 sqft · built 1977
Lot Size	5.3 acres (230,868 sqft)
Owner	Individual Name on File
Tax Bill	$1,700 (2026)
Flood Zone	Zone X (minimal risk)
APN	`260-0015-00982`

Property Details

APN / Parcel Number

Primary APN	`260-0015-00982`
Alternative APN	`76680`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,274 sqft Gross Area
1st Floor Area	1,274 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Lot Area	230,868 sqft (5.3 acres)
Garage Area	930 sqft

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Lean-To	42 sqft
Storage Building	90 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	76680
Street Address	4774 HERITAGE TRL
City	GILBERT
State	MN
Zip	55741-8226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	PART OF NW1/4 OF SW1/4 BEG 1868.46 FTN OF SW COR OF SEC THENCE N 340 FTTHENCE N 89 DEG 44 MIN 35 SEC E 646.67FT THENCE SLY
Legal Range	16W
Legal Township	58N
Legal Section	33
Legal Subdivision	BIWABIK TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	BIWABIK
Census Block Group	2
Census Block	2041
Census Tract	13600

Owner

4774 Heritage Trl is owned and occupied by an individual.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	4774 HERITAGE TRL, GILBERT, MN 55741-8226
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 4774 Heritage Trl was $1,700 with a homeowner's exemption, up 8.6% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Biwabik Township
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,700.00 (+8.56%) Homeowner's exemption
2025	$1,566.00 (-2.25%) Homeowner's exemption	$202,200 (+0.7%) Land $31,200 Building $171,000	$202,200 (+0.7%) Land $31,200 Building $171,000
2024	$1,602.00	$200,800 Land $28,200 Building $172,600	$200,800 Land $28,200 Building $172,600
2022		$186,700 Land $22,600 Building $164,100	$186,700 Land $22,600 Building $164,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4774 Heritage Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4774 Heritage Trl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000