4781 Hessen Rd, Casco, MI 48064 Property Records

St. Clair County property record for 4781 Hessen Rd, Casco, MI 48064

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,030 sqft
Lot Size	5.07 acres (220,849 sqft)
Owner	Company Name on Record
Tax Bill	$2,919 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-12-023-4001-200`

Property Details

APN / Parcel Number

Primary APN	`74-12-023-4001-200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,030 sqft Living Area
1st Floor Area	1,070 sqft
Basement Area	910 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	220,849 sqft (5.07 acres)
Garage Area	1,696 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4781 HESSEN RD
City	CASCO
State	MI
Zip	48064-3202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	BEG AT W 1/4 COR, TH N 89D 20M E 667.08', TH S 0D 58M E 330.5', TH S 89D 12M 17S W 666.59', TH N 1D 3M W 332' TO BEG SECTION
Legal Range	15E
Legal Township	04N
Legal Section	23
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CASCO
Census Block Group	2
Census Block	2045
Census Tract	651100

Owner

Source: St. Clair County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4781 HESSEN RD, CASCO, MI 48064-3202
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Deed of Trust, Mortgage · VA Mortgage THE HUNTINGTON NATIONAL BANK
Jan 3, 2023	Intrafamily Transfer, Transfer
Jan 23, 2020	Quit Claim Deed, Transfer · VA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2020
Deed Sale	Jan 23, 2020
Deed Document Number	20202113
Deed Book / Page	5144 / 749
Last Transfer Date	Dec 19, 2022
Transfer Doc	0000558987
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4781 HESSEN RD, CASCO, MI 48064-3202
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4781 HESSEN RD, CASCO, MI 48064-3202

Mortgage

Document Number	0005894167
Date	Jan 30, 2026
Book Page	5894/167
Instrument	2026002158

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	7 EASTON OVAL, COLUMBUS, OH 43219

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 3, 2023
Property Address	4781 HESSEN RD, CASCO, MI 48064-3202
Document Number	0000558987
Book / Page	5589 / 87
Instrument Date	Dec 19, 2022
Instrument	2023000065
Transaction Type	Transfer
Record Updated	Jan 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4781 HESSEN RD, CASCO, MI 48064-3202

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	4781 HESSEN RD, CASCO, MI 48064-3202

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 23, 2020
Property Address	4781 HESSEN RD, CASCO, MI 48064-3202
Document Number	0051440749
Book / Page	005144 / 000749
Instrument Date	Dec 27, 2019
Transaction Type	Transfer
Record Updated	Jan 31, 2020
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE & CLOSING S

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4781 HESSEN RD CASCO MI 480643202, CASCO, MI 48064-3202

Mortgage

Document Number	51440752
Date	Jan 23, 2020
Book Page	005144/000752

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2050

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Casco Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$203,200 (+4.53%)	$406,400 (+4.53%)
2025	$2,919.00 (+5.91%) Homeowner's exemption	$194,400 (+9.71%)
2024	$2,756.00 (+6.45%)		$388,800 (+9.71%)
2023		$177,200
2022	$2,589.00		$354,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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