4497 Hessen Rd, Casco, MI 48064 Property Records

St. Clair County property record for 4497 Hessen Rd, Casco, MI 48064

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,835 sqft · built 1920
Lot Size	5.2 acres (226,512 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (May 2025)
Tax Bill	$3,560 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-12-014-4006-000`

Property Details

APN / Parcel Number

Primary APN	`74-12-014-4006-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,835 sqft Living Area
1st Floor Area	1,478 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	226,512 sqft (5.2 acres)
Lot Dimensions	675 ft deep x 336 ft wide
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	4497 HESSEN RD
City	CASCO
State	MI
Zip	48064-2603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	BEG AT SW SEC COR, TH N 336.58', TH N 88D 56M E 674.71', TH S 0D 6M 33S E 336.57', TH S 88D 56M W 675.34' TO BEG SECTION 14
Legal Range	15E
Legal Township	04N
Legal Section	14
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CASCO
Census Block Group	2
Census Block	2039
Census Tract	651100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13249 VENNESS ST, SOUTHGATE, MI 48195-1122
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER
Feb 17, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE CENTRE
Mar 28, 2018	Warranty Deed, Transfer · Conventional with PMI KAYE FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2025 · Amount on Record
Deed Sale	May 2, 2025 · Amount on Record
Prior Sale	Mar 27, 2018 · Amount on Record
Deed Document Number	20258399
Deed Book / Page	5810 / 337
Prior Transfer Date	Jun 13, 2008
Prior Transfer Doc	003868/867
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4497 HESSEN RD, CASCO, MI 48064-2603
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050500372
Date	Apr 24, 2019
Book Page	5050/372
Instrument	2019008336

Lender

Name	MORTGAGE CENTER
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 1, 2024

Interest

Rate Type	Fixed Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4497 HESSEN RD, CASCO, MI 48064-2603
Document Number	0051600551
Instrument Date	Feb 17, 2020
Transaction Type	Mortgage
Record Updated	Mar 20, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4497 HESSEN RD CASCO MI 480642603, CASCO, MI 48064-2603

Mortgage

Document Number	0051600551
Date	Mar 5, 2020
Book Page	005160/000551

Lender

Name	MORTGAGE CENTRE
Type	Mortgage Company
Address	SOUTHFIELD, MI 48076

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 4, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 28, 2018
Property Address	4497 HESSEN RD, CASCO, MI 48064-2603
Document Number	0049290330
Book / Page	004929 / 000330
Instrument Date	Feb 16, 2018
Transaction Type	Transfer
Record Updated	Apr 12, 2018
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,462.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1920 SAINT CLAIR RIVER DR ALGONAC MI 480011179, ALGONAC, MI 48001-1179

Mortgage

Document Number	49290333
Date	Mar 28, 2018
Book Page	004929/000333

Lender

Name	KAYE FIN'L
Type	Funding / Finance Company
Address	WEST BLOOMFIELD, MI 48322

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2048

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Casco Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,000 (+4.68%)	$362,000 (+4.68%)
2025	$3,560.00 (+5.39%) Homeowner's exemption	$172,900 (+10.41%)
2024	$3,378.00 (+6.46%)		$345,800 (+10.41%)
2023		$156,600
2022	$3,173.00		$313,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Duke Broadband.

Cell Coverage

4G LTE only, no 5G reported

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