4605 Hessen Rd, Casco, MI 48064 Property Records

St. Clair County property record for 4605 Hessen Rd, Casco, MI 48064

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,850 sqft · built 1979
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Tax Bill	$2,383 (2024)
Deeds & Mortgages	Nov 2021 Transfer Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-12-023-1004-100`

Property Details

APN / Parcel Number

Primary APN	`74-12-023-1004-100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,850 sqft Living Area
Basement Area	1,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Lot Area	217,800 sqft (5 acres)
Lot Dimensions	990 ft deep x 220 ft wide
Garage Area	880 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	74120231004100
Street Address	4605 HESSEN RD
City	CASCO
State	MI
Zip	48064-3201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	S 220' OF N 1132.18' OF W 990' OF NW 1/4 SEC 23 T4N R15E 5 A
Legal Range	15E
Legal Township	04N
Legal Section	23
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CASCO
Census Block Group	2
Census Block	2045
Census Tract	651100

Owner

Source: St. Clair County assessment roll, as of March 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4605 HESSEN RD, CASCO, MI 48064-3201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Intrafamily Transfer, Transfer
Feb 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREESTAR FINANCIAL CU
Feb 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREESTAR FINANCIAL CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 1, 2021
Deed Sale	Nov 1, 2021
Prior Sale	Oct 14, 2011 · Amount on Record
Deed Document Number	2021030732
Deed Book / Page	5443 / 418
Record Updated	Jun 8, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 1, 2021
Property Address	4605 HESSEN RD, CASCO, MI 48064-3201
Document Number	0005443418
Book / Page	5443 / 418
Instrument Date	Oct 20, 2021
Instrument	2021030732
Transaction Type	Transfer
Record Updated	Jan 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4605 HESSEN RD, CASCO, MI 48064-3201

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4605 HESSEN RD, CASCO, MI 48064-3201
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051520555
Date	Feb 13, 2020
Book Page	5152/555
Instrument	2020003939

Lender

Name	FREESTAR FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Feb 12, 2045

Interest

Rate Type	Fixed Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4605 HESSEN RD, CASCO, MI 48064-3201
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051520542
Date	Feb 13, 2020
Book Page	5152/542
Instrument	2020003938

Lender

Name	FREESTAR FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2040

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Casco Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$155,100 (+10.23%)
2024	$2,383.00 (+6.48%)		$310,200 (+10.23%)
2023		$140,700
2022	$2,238.00		$281,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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