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456 Watervale Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 456 Watervale Dr, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,246 sqft · built 2021
Lot Size0.16 acres (6,969 sqft)
OwnerIndividual Name on File
Last Sale$505,849 (Nov 2021)
Tax Bill$334 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN026552-0920

Property Details

APN / Parcel Number

Primary APN026552-0920

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories1 Story
Building Area2,246 sqft Living Area
Gross Area2,706 sqft
1st Floor Area1,771 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,969 sqft (0.16 acres)
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address456 WATERVALE DR
CitySAINT AUGUSTINE
StateFL
Zip32092-1769
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description100/48-61 HOLLY FOREST LOT 92 OR5420/580
Legal Range28E
Legal Township05S
Legal Section30
Legal SubdivisionHOLLY FOREST
Legal Block1
Legal Lot Number92
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1005
Census Tract20907

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address456 WATERVALE DR, SAINT AUGUSTINE, FL 32092-1769
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 16, 2021 · Amount on Record
Deed SaleNov 16, 2021 · Amount on Record
Deed Document Number2021124177
Deed Book / Page5420 / 580
Record UpdatedJun 8, 2026

November 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateNov 16, 2021
Property Address456 WATERVALE DR, SAINT AUGUSTINE, FL 32092-1769
Document Number0054200580
Book / Page5420 / 580
Map ReferenceMB 100 PG 48-61
Instrument DateNov 12, 2021
Instrument2021124177
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 20, 2022
Title CompanyGOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,541.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

NameVerified Name
Address456 WATERVALE DR, ST AUGUSTINE, FL 32092-1769

Mortgage

Document Number0005420582
DateNov 16, 2021
Instrument5420/582
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$388,507 (+2.7%)$427,347 (-3.01%) Land $110,000 Building $317,347
2025$334.00 (+31.5%) Disabled Person's exemption Veteran's exemption$378,293 (+5.99%)$440,606 (+9.03%) Land $110,000 Building $330,606
2024$254.00
2023$254.00 (+7.63%) Disabled Person's exemption Veteran's exemption$356,924 (+3%)$404,117 (+4.92%) Land $95,000 Building $309,117
2022$236.00 Disabled Person's exemption Veteran's exemption$346,528$385,173 Land $89,600 Building $295,573

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 81 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies81 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 72% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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