St. Johns County property record for 463 Watervale Dr, Saint Augustine, FL 32092 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2021 |
| Square Footage | 3,515 sqft Living Area |
| Lot Size | 6,969 sqft (0.16 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $420,237 (2021) |
| Tax Bill | $6,675.00 (2025) |
| Primary APN | 026552-0390 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Building Area | 3,515 sqft Living Area |
| Gross Area | 3,955 sqft Gross Area |
| 1st Floor | 1,444 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Concrete Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,969 sqft (0.16 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 440 sqft Garage |
| Porch Area | 180 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 463 WATERVALE DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1771 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 100/48-61 HOLLY FOREST LOT 39 OR5326/1400 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 30 |
| Legal Subdivision | HOLLY FOREST |
| Legal Block | 1 |
| Legal Lot Number | 39 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 20907 |
Source: St. Johns County records · APN 026552-0390
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 463 WATERVALE DR, SAINT AUGUSTINE, FL 32092-1771 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 27, 2025 | Deed of Trust, Mortgage · Stand Alone Second Mortgage LOANDEPOT.COM LLC |
| Nov 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jul 26, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JET HOMELOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 26, 2021 · Amount on Record |
| Deed Sale | Jul 26, 2021 · Amount on Record |
| Deed Doc Number | 202182374 |
| Deed Book / Page | 5326 / 1400 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 463 WATERVALE DR, SAINT AUGUSTINE, FL 32092-1771 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 463 WATERVALE DR, SAINT AUGUSTINE, FL 32092-1771 |
| Document Number | 0062460642 |
|---|---|
| Date | Oct 27, 2025 |
| Book Page | 6246/642 |
| Instrument | 2025087655 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 463 WATERVALE DR, SAINT AUGUSTINE, FL 32092-1771 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | WATSON TITLE SERVICES INC, WATSON TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 463 WATERVALE DR, SAINT AUGUSTINE, FL 32092-1771 |
| Document Number | 0054301796 |
|---|---|
| Date | Nov 30, 2021 |
| Book Page | 5430/1796 |
| Instrument | 2021128629 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Dec 01, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.75% |
| Index | Other |
| Max Rate | 7.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 26, 2021 |
| Property Address | 463 WATERVALE DR, SAINT AUGUSTINE, FL 32092-1771 |
| Document Number | 0053261400 |
| Book / Page | 5326 / 1400 |
| Map Reference | MB 100 PG 48-61 |
| Instrument Date | Jul 21, 2021 |
| Instrument | 2021082374 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 23, 2023 |
| Title Company | GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,942.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742 |
| Name | Verified Name |
|---|---|
| Address | 463 WATERVALE DR, ST AUGUSTINE, FL 32092-1771 |
| Document Number | 0053261402 |
|---|---|
| Date | Jul 26, 2021 |
| Instrument | 5326/1402 |
| Name | JET HOMELOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $519,358 (+1.92%) Land $110,000 Building $409,358 | $519,358 (-6.15%) Land $110,000 Building $409,358 | |
| 2025 | $6,675.00 (+11.83%) Homeowner's exemption | $509,587 (+2.9%) | $553,412 (+0.92%) Land $110,000 Building $443,412 |
| 2024 | $5,969.00 (+1.91%) Homeowner's exemption | $495,225 (+3%) | $548,366 (+7.7%) Land $110,000 Building $438,366 |
| 2023 | $5,857.00 (+2.63%) Homeowner's exemption | $480,801 (+3%) | $509,181 (+4.84%) Land $95,000 Building $414,181 |
| 2022 | $5,707.00 Homeowner's exemption | $466,797 | $485,683 Land $89,600 Building $396,083 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 56% of the US · above 27% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 694 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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