478 Monarch Crest Trl, Durango, CO 81301 Property Records

La Plata County property record for 478 Monarch Crest Trl, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 6,518 sqft · built 2007
Lot Size	1.78 acres (77,929 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,845,000 (Jul 2021)
Tax Bill	$8,614 (2025)
Deeds & Mortgages	Jul 2021 Sale Jun 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5671-072-11-040`

Property Details

APN / Parcel Number

Primary APN	`5671-072-11-040`
Alternative APN	`R427723`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	6,518 sqft Living Area
Gross Area	7,350 sqft
Basement Area	1,561 sqft
Finished Basement	1,561 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Custom Design
Lot Area	77,929 sqft
Garage Type	Attached
Garage Area	832 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	96 sqft
Deck Area	Deck Area
Patio Area	568 sqft

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	R427723
Street Address	478 MONARCH CREST TRL
City	DURANGO
State	CO
Zip	81301-7795
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: EDGEMONT HIGHLANDS PH2B LOT: 157 EDGEMONT HIGHLANDS PH 2B PROJ 2004-0222 478 MONARCH CREST TRL DURANGO 81301
Legal Subdivision	EDGEMONT HIGHLANDS PH2B
Legal Phase	2B
Legal Block	2
Legal Lot Number	157
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	2
Census Block	2005
Census Tract	970703

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	478 MONARCH CREST TRL, DURANGO, CO 81301-7795
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Special Warranty Deed, Transfer
Jun 10, 2019	Grant Deed, Transfer COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH TITLE CO
Aug 1, 2018	Trustee's Deed, Construction Loan · Construction Mortgage BANK OF CO
Feb 10, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2021 · Amount on Record
Deed Sale	Jul 9, 2021 · Amount on Record
Prior Sale	Jun 10, 2019 · Amount on Record
Deed Document Number	20211195738
Prior Transfer Date	Oct 24, 2016
Prior Transfer Doc	0001119963
Record Updated	Sep 20, 2026

July 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Jul 9, 2021
Property Address	478 MONARCH CREST TRL, DURANGO, CO 81301-7795
Document Number	0001195738
Map Reference	DOC 906548
Instrument Date	Jul 9, 2021
Instrument	1195738
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Amount	Amount Recorded
Tax	$184.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	478 MONARCH CREST TRL, DURANGO, CO 81301-7795

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LA PLATA CO
Recording Date	Jun 10, 2019
Property Address	478 MONARCH CREST TRL, DURANGO, CO 81301-7795
Document Number	0001157361
Instrument Date	Jun 7, 2019
Instrument	1157361
Transaction Type	Transfer
Record Updated	Jun 20, 2019
Title Company	COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH TITLE CO

Transaction

Amount	Amount Recorded
Tax	$128.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	478 MONARCH CREST TRL DURANGO CO 813017795, DURANGO, CO 81301-7795

August 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LA PLATA CO
Recording Date	Aug 1, 2018
Property Address	478 MONARCH CREST TRL, DURANGO, CO 81301-7795
Instrument Date	Jul 20, 2018
Instrument	1146209
Transaction Type	Construction Loan
Record Updated	Aug 15, 2018
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 MONARCH CREST TRL DURANGO CO 813017795, DURANGO, CO 81301-7795

Mortgage

Document Number	0001146209
Date	Aug 1, 2018
Instrument	1146209

Lender

Name	BANK OF CO
Type	Bank
Address	PO BOX N, DURANGO, CO 81302-2950

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 31, 2019

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	478 MONARCH CREST TRL, DURANGO, CO 81301-7795
Document Number	0001124571
Instrument Date	Feb 10, 2017
Transaction Type	Mortgage
Record Updated	Mar 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 MONARCH CREST TRL DURANGO CO 813017795, DURANGO, CO 81301-7795

Mortgage

Document Number	0001124571
Date	Feb 13, 2017
Instrument	1124571

Lender

Name	BANK OF CO
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 12, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,390 (+5.35%) Land $21,070 Building $124,320	$2,208,170 (-) Land $320,030 Building $1,888,140
2025	$8,614.00 (+32.06%)	$138,010 (+6.01%) Land $20,000 Building $118,010	$2,208,170 (+13.65%) Land $320,030 Building $1,888,140
2023	$6,523.00 (+35.05%)	$130,180 (+39.53%) Land $15,120 Building $115,060	$1,943,030 (+44.74%) Land $225,660 Building $1,717,370
2022	$4,830.00	$93,300 Land $14,000 Building $79,300	$1,342,390 Land $201,450 Building $1,140,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2002–2013)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 96% of Colorado
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Visionary Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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