398 Monarch Crest Trl, Durango, CO 81301 Property Records

La Plata County property record for 398 Monarch Crest Trl, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,481 sqft · built 2016
Lot Size	1.32 acres (57,891 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,060,000 (Jun 2026)
Tax Bill	$6,885 (2025)
Deeds & Mortgages	Jun 2026 Sale Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5671-072-11-041`

Property Details

APN / Parcel Number

Primary APN	`5671-072-11-041`
Alternative APN	`R427724`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,481 sqft Living Area
Gross Area	4,811 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Lot Area	57,891 sqft
Garage Type	Attached
Garage Area	1,330 sqft
Porch	Finished/Open Porch
Porch Area	337 sqft
Patio Area	1,192 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R427724
Street Address	398 MONARCH CREST TRL
City	DURANGO
State	CO
Zip	81301-7795
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: EDGEMONT HIGHLANDS PH2B LOT: 158 EDGEMONT HIGHLANDS PH 2B PROJ 2004-0222 398 MONARCH CREST TRL DURANGO 81301
Legal Subdivision	EDGEMONT HIGHLANDS PH2B
Legal Phase	2B
Legal Block	2
Legal Lot Number	158
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	2
Census Block	2005
Census Tract	970703

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	398 MONARCH CREST TRL, DURANGO, CO 81301-7795
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Special Warranty Deed, Transfer DURANGO TITLE
Sep 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF DURANGO
Sep 25, 2017	Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/DURANGO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2026 · Amount on Record
Deed Sale	Jun 8, 2026 · Amount on Record
Prior Sale	Dec 11, 2015 · Amount on Record
Deed Document Number	20261254912
Record Updated	Oct 29, 2026

June 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Jun 8, 2026
Property Address	398 MONARCH CREST TRL, DURANGO, CO 81301-7795
Document Number	0001254912
Instrument Date	Jun 1, 2026
Instrument	20261254912
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	DURANGO TITLE

Transaction

Amount	Amount Recorded
Tax	$20,806.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	398 MONARCH CREST TRL, DURANGO, CO 81301-7795

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	398 MONARCH CREST TRL, DURANGO, CO 81301-7795
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001134155
Date	Sep 29, 2017
Instrument	1134155

Lender

Name	FIRST NATIONAL BANK OF DURANGO
Type	Bank
Address	DURANGO, CO 81302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	398 MONARCH CREST TRL, DURANGO, CO 81301-7795
Document Number	0001134212
Instrument Date	Sep 25, 2017
Transaction Type	Mortgage
Record Updated	Nov 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	398 MONARCH CREST TRL DURANGO CO 813017795, DURANGO, CO 81301-7795

Mortgage

Document Number	0001134212
Date	Oct 2, 2017
Instrument	1134212

Lender

Name	FIRST NAT'L BK/DURANGO
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$115,240 (+4.48%) Land $21,510 Building $93,730	$1,764,820 (-) Land $329,440 Building $1,435,380
2025	$6,885.00 (+34.37%)	$110,300 (+7.86%) Land $20,590 Building $89,710	$1,764,820 (+15.63%) Land $329,440 Building $1,435,380
2023	$5,124.00 (+22.32%)	$102,260 (+26.36%) Land $15,450 Building $86,810	$1,526,260 (+31.06%) Land $230,570 Building $1,295,690
2022	$4,189.00	$80,930 Land $14,410 Building $66,520	$1,164,570 Land $207,380 Building $957,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2002–2013)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 96% of Colorado
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Visionary Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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