261 Monarch Crest Trl, Durango, CO 81301 Property Records

La Plata County property record for 261 Monarch Crest Trl, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.75 ba · 6,984 sqft · built 2018
Lot Size	1.2 acres (52,316 sqft)
Owner	2 Individual Names on File
Last Sale	$212,000 (Dec 2017)
Tax Bill	$9,117 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit May 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5671-072-11-024`

Property Details

APN / Parcel Number

Primary APN	`5671-072-11-024`
Alternative APN	`R427707`

Interior

Bedrooms	5 Beds
Full Baths	4.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	6,984 sqft Living Area
Gross Area	8,100 sqft
Basement Area	2,205 sqft
Finished Basement	2,205 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Contemporary
Lot Area	52,316 sqft
Garage Type	Attached
Garage Area	1,116 sqft
Porch	Porch
Porch Area	1,436 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R427707
Street Address	261 MONARCH CREST TRL
City	DURANGO
State	CO
Zip	81301-7796
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: EDGEMONT HIGHLANDS PH2B LOT: 141 EDGEMONT HIGHLANDS PH 2B PROJ 2004-0222 261 MONARCH CREST TRL DURANGO 81301
Legal Subdivision	EDGEMONT HIGHLANDS PH2B
Legal Phase	2B
Legal Block	2
Legal Lot Number	141
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	2
Census Block	2005
Census Tract	970703

Owner

Source: La Plata County assessment roll, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4864 148TH AVE NE, ANDOVER, MN 55304-2922
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Deed of Trust, Mortgage · Line of Credit CMG MORTGAGE INC
May 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage GARDNER FINANCIAL SERVICES LTD
Sep 28, 2019	Loan Modification, Mortgage CENDERA BK NA
Oct 1, 2018	Trustee's Deed, Construction Loan · Line of Credit CENDERA BK NA
Dec 1, 2017	Warranty Deed, Transfer · Conventional Mortgage CENDERA BK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 1, 2017 · Amount on Record
Deed Sale	Dec 1, 2017 · Amount on Record
Deed Document Number	20171136775
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	261 MONARCH CREST TRL, DURANGO, CO 81301-7796
Transaction Type	Mortgage
Record Updated	Dec 24, 2025
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TITLE & CLOSING SVC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001249424
Date	Dec 11, 2025
Instrument	1249424

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 21, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	261 MONARCH CREST TRL, DURANGO, CO 81301-7796
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COLORADO TTL & CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001171037
Date	May 8, 2020
Instrument	1171037

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company
Address	SAN ANTONIO, TX 78231

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LA PLATA CO
Property Address	261 MONARCH CREST TRL, DURANGO, CO 81301-7796
Document Number	0001164378
Instrument Date	Sep 28, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	261 MONARCH CREST TRL DURANGO CO 813017796, DURANGO, CO 81301-7796

Mortgage

Document Number	0001164378
Date	Nov 14, 2019
Instrument	1164378

Lender

Name	CENDERA BK NA
Type	Bank
Address	PO BOX 97, BELLS, TX 75414-0097

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Nov 13, 2020

Interest

Rate	18%

October 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LA PLATA CO
Recording Date	Oct 1, 2018
Property Address	261 MONARCH CREST TRL, DURANGO, CO 81301-7796
Instrument Date	Sep 28, 2018
Instrument	1148708
Transaction Type	Construction Loan
Record Updated	Nov 26, 2019
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TITLE & CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	261 MONARCH CREST TRL DURANGO CO 813017796, DURANGO, CO 81301-7796

Mortgage

Document Number	0001148708
Date	Oct 1, 2018
Instrument	1148708

Lender

Name	CENDERA BK NA
Type	Bank
Address	615 E BELLS BLVD, BELLS, TX 75414

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 30, 2019

Interest

Rate Type	Adjustable Rate

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Dec 1, 2017
Property Address	261 MONARCH CREST TRL, DURANGO, CO 81301-7796
Document Number	0001136775
Instrument Date	Nov 30, 2017
Instrument	1136775
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	TITLE DURANGO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$21.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	596 ANNA RD IGNACIO CO 811379756, IGNACIO, CO 81137-9756

Mortgage

Document Number	1136776
Date	Dec 1, 2017
Instrument	1136776

Lender

Name	CENDERA BK NA
Type	Bank
Address	BELLS, TX 75414

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 30, 2037

Interest

Rate Type	Adjustable Rate
Rate	5.99%

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,160 (+5.55%) Land $20,700 Building $133,460	$2,336,930 (-) Land $313,750 Building $2,023,180
2025	$9,117.00 (+31.52%)	$146,060 (+5.59%) Land $19,610 Building $126,450	$2,336,930 (+13.19%) Land $313,750 Building $2,023,180
2023	$6,932.00 (+24.59%)	$138,330 (+28.69%) Land $14,850 Building $123,480	$2,064,570 (+33.49%) Land $221,600 Building $1,842,970
2022	$5,564.00	$107,490 Land $13,730 Building $93,760	$1,546,610 Land $197,500 Building $1,349,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2002–2013)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 92% of Colorado
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Visionary Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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