451 Ferry Point Rd, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 451 Ferry Point Rd, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,467 sqft · built 1985
Lot Size	2.16 acres (94,525 sqft)
Owner	Individual Name on File
Last Sale	$2,084,000 (Sep 2020)
Tax Bill	$19,064 (2025)
Deeds & Mortgages	Sep 2020 Sale Apr 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-000-90002191`

Property Details

APN / Parcel Number

Primary APN	`02-000-90002191`
Alternative APNs	`2-000-90002191` `00090002191`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,467 sqft Living Area
Gross Area	4,042 sqft
1st Floor Area	3,467 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	94,525 sqft
View / Lot	Waterfront
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Pool Area	704 sqft
Patio Area	15 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	00090002191
Street Address	451 FERRY POINT RD
City	ANNAPOLIS
State	MD
Zip	21403-1351
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	2.17 ACRES WILD ROSE SHORES
Legal Subdivision	WILD ROSE SHORES
Legal Block	4
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	4
Census Block	4015
Census Tract	702500

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	451 FERRY POINT RD, ANNAPOLIS, MD 21403-1351
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2020	Grant Deed, Transfer COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TITLE INS CO
Apr 16, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 28, 2017	Grant Deed, Transfer SANDY SPRING BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2020 · Amount on File
Deed Sale	Sep 3, 2020 · Amount on File
Prior Sale	Jul 28, 2017 · Amount on File
Deed Book / Page	35158 / 87
Prior Transfer Date	Apr 15, 2020
Prior Transfer Doc	0344470025
Record Updated	Oct 29, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 3, 2020
Property Address	451 FERRY POINT RD, ANNAPOLIS, MD 21403-1351
Document Number	0351580087
Book / Page	035158 / 000087
Instrument Date	Aug 28, 2020
Transaction Type	Transfer
Record Updated	Sep 18, 2020
Title Company	COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	451 FERRY POINT RD ANNAPOLIS MD 214031351, ANNAPOLIS, MD 21403-1351

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 16, 2020
Property Address	451 FERRY POINT RD, ANNAPOLIS, MD 21403-1351
Document Number	0344470025
Book / Page	034447 / 000025
Instrument Date	Apr 15, 2020
Transaction Type	Transfer
Record Updated	May 12, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	451 FERRY POINT RD ANNAPOLIS MD 214031351, ANNAPOLIS, MD 21403-1351

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jul 28, 2017
Property Address	451 FERRY POINT RD, ANNAPOLIS, MD 21403-1351
Document Number	0311980034
Book / Page	031198 / 000034
Instrument Date	Jul 24, 2017
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	TOUCHSTONE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 FERRY POINT RD ANNAPOLIS MD 214031351, ANNAPOLIS, MD 21403-1351

Mortgage

Document Number	311980041
Date	Jul 28, 2017
Book Page	031198/000041

Lender

Name	SANDY SPRING BK
Type	Bank
Address	17801 GEORGIA AVE, OLNEY, MD 20832-2233

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 27, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,708,900 (+13.63%) Land $992,500 Building $1,716,400	$2,708,900 (-) Land $992,500 Building $1,716,400
2025	$19,064.00 (+2.43%) Homeowner's exemption	$2,383,900 (+37.49%)	$2,708,900 (+56.23%) Land $992,500 Building $1,716,400
2024	$18,611.00 (+6.97%)
2023	$17,398.00 Homeowner's exemption	$1,733,900 Land $957,500 Building $776,400	$1,733,900 Land $957,500 Building $776,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	11 (1996–2013)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Jul 2013 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ferry Point Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures