Fannin County property record for 478 Co Rd 4245, Bonham, TX 75418
| Property Type | Mobile Home |
|---|---|
| Details | 1,886 sqft · built 1999 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $43,800 (Apr 2013) |
| Tax Bill | $1,320 (2025) |
| Deeds & Mortgages | Oct 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0312-007-0010-05 |
| Primary APN | 0312-007-0010-05 |
|---|---|
| Alternative APN |
|
| Building Area | 1,886 sqft Living Area |
|---|---|
| 1st Floor Area | 1,886 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Mobile Home |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Carport |
| Garage Area | 768 sqft |
| Carport | Carport |
| Carport Area | 768 sqft |
| Porch | Porch |
| Porch Area | 130 sqft |
| Patio Area | 176 sqft |
| Account Number | 0312-007-0010-05 |
|---|---|
| Street Address | 478 COUNTY ROAD 4245 |
| City | BONHAM |
| State | TX |
| Zip | 75418-8701 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | A0312 E DAVIS, ACRES 1.0, LABEL# HWC0279389 |
| Legal Subdivision | ELIJAH DAVIS SURVEY ABSTRACT NO 312 |
| Jurisdiction | FANNIN TX |
| Township / Civil Division | BONHAM |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 950600 |
Source: Fannin County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 478 COUNTY ROAD 4245, BONHAM, TX 75418-8701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2013 · Amount on Record |
| Deed Sale | Apr 2, 2013 · Amount on Record |
| Deed Document Number | 20131470 |
| Deed Book / Page | 1667 / 146 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FANNIN TX |
| Property Address | 478 COUNTY ROAD 4245, BONHAM, TX 75418-8701 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 478 COUNTY ROAD 4245, BONHAM, TX 75418-8701 |
| Document Number | 2020006755 |
|---|---|
| Date | Oct 27, 2020 |
| Instrument | 2020006755 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BONHAM, TX 75418 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Fannin County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Fannin County |
| Unified School District | Bonham Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,320.00 (+302.44%) Homeowner's exemption | $98,030 (-16.01%) Land $47,000 Building $51,030 | $98,030 (-16.01%) Land $47,000 Building $51,030 |
| 2024 | $328.00 (-51.48%) | ||
| 2023 | $116,720 Land $56,500 Building $60,220 | $116,720 Land $56,500 Building $60,220 | |
| 2018 | $676.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2015–2017) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 61% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARLEDGE RIDGE WSC serves 2,205 people · EPA ID TX0740019 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Rise Broadband Fixed Wireless | 25 / 5 |
May also be available: 360 Broadband.
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