Fannin County property record for 1175 Co Rd 4245, Bonham, TX 75418
| Property Type | Rural Home |
|---|---|
| Details | 4 ba · 4,022 sqft · built 2006 |
| Lot Size | 33.2 acres (1,447,107 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,865 (2024) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0863-006-0000-05 |
| Primary APN | 0863-006-0000-05 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Building Area | 4,022 sqft Living Area |
| 1st Floor Area | 4,844 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood Frame |
| Lot Area | 1,447,107 sqft (33.2 acres) |
| Garage Type | Attached |
| Garage Area | 1,456 sqft |
| Porch | Porch |
| Porch Area | 1,560 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 0863-006-0000-05 |
|---|---|
| Old Parcel Number | 81300 |
| Street Address | 1175 COUNTY ROAD 4245 |
| City | BONHAM |
| State | TX |
| Zip | 75418-8767 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | A0863 S PENDERGRASS, ACRES 33.221 |
| Legal Subdivision | PART/SARAH PENDERGRASS SURV AB |
| Jurisdiction | FANNIN TX |
| Township / Civil Division | BONHAM |
| Census Block Group | 2 |
| Census Block | 2092 |
| Census Tract | 950600 |
Source: Fannin County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1175 COUNTY ROAD 4245, BONHAM, TX 75418-8767 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2005 |
| Deed Sale | Jun 10, 2005 |
| Deed Document Number | 2005-3549 |
| Deed Book / Page | 1158 / 0390 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FANNIN TX |
| Property Address | 1175 COUNTY ROAD 4245, BONHAM, TX 75418-8767 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 2021005447 |
|---|---|
| Date | Jul 27, 2021 |
| Instrument | 2021005447 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | CORONA, CA 92879 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: Fannin County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Fannin County |
| Unified School District | Bonham Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $955,900 (+103.52%) Land $492,970 Building $462,930 | $955,900 (+0.19%) Land $492,970 Building $462,930 | |
| 2024 | $5,865.00 (+3.29%) | ||
| 2023 | $469,676 | $954,090 Land $481,710 Building $472,380 | |
| 2018 | $5,678.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2015–2017) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 70% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARLEDGE RIDGE WSC serves 2,205 people · EPA ID TX0740019 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Rise Broadband Fixed Wireless | 25 / 5 |
| Peoples Communications Fixed Wireless | 25 / 5 |
| Zulu Internet Fixed Wireless | 10 / 1 |
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