478 Brook Ave, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 478 Brook Ave, Passaic, NJ 07055

Property Summary

Property TypeSingle Family Home
Details1,318 sqft · built 1940
Lot Size0.079 acres (3,450 sqft)
Owner2 Individual Names on File
Last Sale$195,000 (May 2003)
Tax Bill$10,675 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN07-03308-0000-00046

Property Details

APN / Parcel Number

Primary APN07-03308-0000-00046
Alternative APN
  • 070330800046

Interior

Stories2 Stories
Building Area1,318 sqft Living Area

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialWood
Construction TypeFrame
Lot Area3,450 sqft (0.079 acres)
Lot Dimensions138 ft deep x 25 ft wide

Location & Zoning

Street Address478 BROOK AVE
CityPASSAIC
StateNJ
Zip07055-2501
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Block3308
Legal Lot Number46
JurisdictionPASSAIC NJ
Township / Civil DivisionPASSAIC
Census Block Group2
Census Block2012
Census Tract175604

Owner

478 Brook Ave is owned and occupied by two individuals who bought it in May 2003.

Source: Passaic County and Passaic City records, as of July 8, 2026

Owner of Record2 Individual Names on File
Mailing Address478 BROOK AVE, PASSAIC, NJ 07055-2501
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 19, 2003 · Amount on File
Deed SaleMay 19, 2003 · Amount on File
Prior SaleJan 3, 2003 · Amount on File
Deed Book / Page595 / 285
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Recording DateMay 12, 2026
Property Address478 BROOK AVE, PASSAIC, NJ 07055-2501
Document Number0000016226
Book / Page19937 / 67
Instrument DateMay 5, 2026
Instrument202616226
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySIMPLIFILE

Transferred To (Grantee/Buyer)

NameVerified Name
Address478 BROOK AVE, PASSAIC, NJ 07055-2501

Mortgage

Document Number0000016226,
DateMay 12, 2026
Book Page19937/67
Instrument202616226
Lender
NameCITIZENS BANK INC
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueMay 10, 2051
Interest
Rate6.37%
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 478 Brook Ave was $10,675, up 3.3% from the year before.

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
MunicipalityPassaic City
Unified School DistrictPassaic City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$250,700 (-) Land $135,900 Building $114,800$250,700 (-) Land $135,900 Building $114,800
2025$10,675.00 (+3.28%)$250,700 Land $135,900 Building $114,800$250,700 Land $135,900 Building $114,800
2024$10,336.00
2023$250,700 Land $135,900 Building $114,800$250,700 Land $135,900 Building $114,800
2022$9,737.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 478 Brook Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2021–2023)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 478 Brook Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPASSAIC VALLEY WATER COMMISSION
serves 310,483 people · EPA ID NJ1605002
Water SourceSurface water
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2021
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 667 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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