Passaic County and Passaic City property record for 475 Brook Ave, Passaic, NJ 07055
| Property Type | Single Family Home |
|---|---|
| Details | 1,566 sqft · built 1920 |
| Lot Size | 0.124 acres (5,401 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $345,000 (Jun 2021) |
| Tax Bill | $14,081 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Dec 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-03310-0000-00013 |
| Primary APN | 07-03310-0000-00013 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,566 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 5,401 sqft (0.124 acres) |
| Lot Dimensions | 135 ft deep x 40 ft wide |
| Street Address | 475 BROOK AVE |
|---|---|
| City | PASSAIC |
| State | NJ |
| Zip | 07055 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Subdivision | SIMONTON & GOURLEY |
| Legal Block | 3310 |
| Legal Lot Number | 13 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | PASSAIC |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 175604 |
475 Brook Ave is owned and occupied by two individuals who bought it in June 2021.
Source: Passaic County and Passaic City records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 475 BROOK AVE, 477, PASSAIC, NJ 07055 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 28, 2021 | Deed, Transfer · FHA Mortgage NATIONS LENDING CORP |
| Dec 29, 2017 | Loan Modification, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2021 · Amount on File |
| Deed Sale | Jun 28, 2021 · Amount on File |
| Deed Document Number | 202142296 |
| Deed Book / Page | 4069 / 254 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jun 28, 2021 |
| Property Address | 475 BROOK AVE, PASSAIC, NJ 07055 |
| Document Number | 0000042296 |
| Book / Page | D4069 / 254 |
| Instrument Date | May 21, 2021 |
| Instrument | 2021042296 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,207.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 430 E 28TH ST # STEAST6, 430, PATERSON, NJ 07514-1806 |
| Name | Verified Name |
|---|---|
| Address | 430 E 28TH ST, PATERSON, NJ 07514-1806 |
| Document Number | 0000042297 |
|---|---|
| Date | Jun 28, 2021 |
| Instrument | 2021042297 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 475 BROOK AVE, PASSAIC, NJ 07055 |
| Document Number | 0000027478 |
| Instrument Date | Dec 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2018 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 475 BROOK AVE PASSAIC NJ 07055, PASSAIC, NJ 07055 |
| Document Number | 0000027478 |
|---|---|
| Date | Jun 21, 2018 |
| Book Page | 000731/000204 |
| Instrument | 27478 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jun 20, 2058 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 475 Brook Ave was $14,081 with a senior citizen's exemption, up 5.2% from the year before.
Source: Passaic County and Passaic City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Passaic City |
| Unified School District | Passaic City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $330,700 (-) Land $162,400 Building $168,300 | $330,700 (-) Land $162,400 Building $168,300 | |
| 2025 | $14,081.00 (+5.21%) Senior Citizen's exemption | $330,700 Land $162,400 Building $168,300 | $330,700 Land $162,400 Building $168,300 |
| 2024 | $13,384.00 | ||
| 2023 | $330,700 Land $162,400 Building $168,300 | $330,700 Land $162,400 Building $168,300 | |
| 2022 | $12,594.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 475 Brook Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2021–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 475 Brook Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 667 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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