Passaic County and Passaic City property record for 474 Brook Ave, Passaic, NJ 07055
| Property Type | Single Family Home |
|---|---|
| Details | 1,659 sqft · built 1940 |
| Lot Size | 0.152 acres (6,599 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $455,000 (Mar 2026) |
| Tax Bill | $13,472 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Mar 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-03308-0000-00044 |
| Primary APN | 07-03308-0000-00044 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,659 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 6,599 sqft (0.152 acres) |
| Lot Dimensions | 132 ft deep x 50 ft wide |
| Street Address | 474 BROOK AVE |
|---|---|
| City | PASSAIC |
| State | NJ |
| Zip | 07055 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Subdivision | SIMONTON COUNTY PROP |
| Legal Block | 3308 |
| Legal Lot Number | 44 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | PASSAIC |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 175604 |
474 Brook Ave is owned and occupied by two individuals who bought it in March 2026.
Source: Passaic County and Passaic City records, as of July 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 474 BROOK AVE, PASSAIC, NJ 07055 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FM HOME LOANS LLC |
| Mar 2, 2026 | Deed, Transfer · Conventional Mortgage FUNDING RESOURCES MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2026 · Amount on File |
| Deed Sale | Mar 2, 2026 · Amount on File |
| Prior Sale | Mar 16, 2006 · Amount on File |
| Deed Document Number | 20267871 |
| Deed Book / Page | 5058 / 16 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 474 BROOK AVE, PASSAIC, NJ 07055 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Title Company | PROFESSIONAL ABSTRACT, PROFESSIONAL ABSTRACT & TTL |
| Name | Verified Name |
|---|
| Document Number | 0000046930 |
|---|---|
| Date | Jul 20, 2021 |
| Book Page | M17297/49 |
| Instrument | 2021046930 |
| Name | FM HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | BROOKLYN, NY 11210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Mar 2, 2026 |
| Property Address | 474 BROOK AVE, PASSAIC, NJ 07055 |
| Document Number | 0000007871 |
| Book / Page | D5058 / 16 |
| Instrument Date | Feb 26, 2026 |
| Instrument | 2026007871 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2026 |
| Title Company | BROWN PELICAN ABSTRACT AND TITLE, BROWNSTONE ABSTRACT & TTL LL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $819.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17 UNNEBERG AVE, SUCCASUNNA, NJ 07876-1229 |
| Name | Verified Name |
|---|---|
| Address | 474 BROOK AVE, PASSAIC, NJ 07055 |
| Document Number | 0000007872 |
|---|---|
| Date | Mar 2, 2026 |
| Instrument | 2026007872 |
| Name | FUNDING RESOURCES MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2056 |
The 2025 property tax bill for 474 Brook Ave was $13,472, up 3.3% from the year before.
Source: Passaic County and Passaic City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Passaic City |
| Unified School District | Passaic City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $316,400 (-) Land $176,400 Building $140,000 | $316,400 (-) Land $176,400 Building $140,000 | |
| 2025 | $13,472.00 (+3.27%) | $316,400 Land $176,400 Building $140,000 | $316,400 Land $176,400 Building $140,000 |
| 2024 | $13,045.00 | ||
| 2023 | $316,400 Land $176,400 Building $140,000 | $316,400 Land $176,400 Building $140,000 | |
| 2022 | $12,288.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 474 Brook Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2021–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 474 Brook Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 667 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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