4776 Oak Twig Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 4776 Oak Twig Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,811 sqft · built 1970
Lot Size	0.21 acres (9,130 sqft)
Owner	2 Individual Names on File
Last Sale	$561,000 (Jun 2021)
Tax Bill	$7,262 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jan 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`236-0334-023-0000`

Property Details

APN / Parcel Number

Primary APN	`236-0334-023-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,811 sqft Living Area
1st Floor Area	1,811 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	L-Shape
Exterior Material	Brick
Construction Type	Wood
Roof Material	Other
Lot Area	9,130 sqft (0.21 acres)
Garage Area	495 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4776 OAK TWIG WAY
City	CARMICHAEL
State	CA
Zip	95608-1170
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	CRESTVIEW ESTATES, LOT 41
Legal Subdivision	CRESTVIEW ESTATES
Legal Lot Number	41
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	5
Census Block	5008
Census Tract	7903

Owner

4776 Oak Twig Way is owned and occupied by two individuals who bought it in June 2021.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4776 OAK TWIG WAY, CARMICHAEL, CA 95608-1170
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Grant Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP
Jan 15, 2020	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Dec 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Dec 2, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 3, 2017	Deed of Trust, Mortgage · Conventional with PMI ETHOS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2021 · Amount on File
Deed Sale	Jun 29, 2021 · Amount on File
Prior Sale	Dec 16, 2016 · Amount on File
Deed Book / Page	20210629 / 1165
Prior Transfer Date	Jan 13, 2020
Prior Transfer Doc	1150000001659
Record Updated	Oct 29, 2026

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 29, 2021
Property Address	4776 OAK TWIG WAY, CARMICHAEL, CA 95608-1170
Document Number	0000001165
Map Reference	MB 84 MAP 5
Instrument Date	Jun 28, 2021
Instrument	202106291165
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4776 OAK TWIG WAY, CARMICHAEL, CA 95608-1170

Mortgage

Document Number	0000001166
Date	Jun 29, 2021
Instrument	202106291166

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 15, 2020
Property Address	4776 OAK TWIG WAY, CARMICHAEL, CA 95608-1170
Document Number	2001151659
Instrument Date	Jan 13, 2020
Instrument	2001151659
Transaction Type	Transfer
Record Updated	Jan 28, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4776 OAK TWIG WAY CARMICHAEL CA 956081170, CARMICHAEL, CA 95608-1170

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4776 OAK TWIG WAY, CARMICHAEL, CA 95608-1170
Document Number	1912060441
Instrument Date	Dec 2, 2019
Transaction Type	Mortgage
Record Updated	Dec 19, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4776 OAK TWIG WAY CARMICHAEL CA 956081170, CARMICHAEL, CA 95608-1170

Mortgage

Document Number	1912060441
Date	Dec 6, 2019
Instrument	1912060441

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 5, 2049

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 2, 2019
Property Address	4776 OAK TWIG WAY, CARMICHAEL, CA 95608-1170
Document Number	1912021379
Instrument Date	Nov 12, 2019
Instrument	1912021379
Transaction Type	Transfer
Record Updated	Dec 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4776 OAK TWIG WAY CARMICHAEL CA 956081170, CARMICHAEL, CA 95608-1170

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4776 OAK TWIG WAY, CARMICHAEL, CA 95608-1170
Document Number	0000000938
Book / Page	170308 / 000938
Instrument Date	Mar 3, 2017
Transaction Type	Mortgage
Record Updated	Mar 21, 2017
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4776 OAK TWIG WAY CARMICHAEL CA 956081170, CARMICHAEL, CA 95608-1170

Mortgage

Document Number	0000000938
Date	Mar 8, 2017
Book Page	170308/000938

Lender

Name	ETHOS LNDG
Address	SAN FRANCISCO, CA 94104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 7, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4776 Oak Twig Way was $7,262 with a homeowner's exemption, up 2.2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$619,387 (+2%) Land $138,010 Building $481,377
2025	$7,262.00 (+2.18%) Homeowner's exemption	$607,243 Land $135,304 Building $471,939
2024	$7,107.00 (+1.63%)
2023	$6,993.00 (+2.07%) Homeowner's exemption	$583,664 Land $130,050 Building $453,614
2022	$6,851.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4776 Oak Twig Way in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1992–1995)
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4776 Oak Twig Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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