4760 Oak Twig Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 4760 Oak Twig Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,135 sqft · built 1970
Lot Size	0.225 acres (9,790 sqft)
Owner	2 Individual Names on File
Last Sale	$477,500 (Sep 2019)
Tax Bill	$6,320 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`236-0334-021-0000`

Property Details

APN / Parcel Number

Primary APN	`236-0334-021-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,135 sqft Living Area
1st Floor Area	2,135 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	9,790 sqft (0.225 acres)
Garage Area	499 sqft
Parking Spaces	2 Parking Spaces
Pool Area	11,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4760 OAK TWIG WAY
City	CARMICHAEL
State	CA
Zip	95608-1170
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	CRESTVIEW ESTATES, LOT 43
Legal Subdivision	CRESTVIEW ESTATES
Legal Lot Number	43
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	5
Census Block	5008
Census Tract	7903

Owner

4760 Oak Twig Way is owned and occupied by two individuals who bought it in September 2019.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4760 OAK TWIG WAY, CARMICHAEL, CA 95608-1170
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2020	Deed of Trust, Mortgage · Conventional with PMI HOME PT FIN'L
Sep 3, 2019	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MTG
May 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FIN'L NTWK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2019 · Amount on File
Deed Sale	Sep 3, 2019 · Amount on File
Prior Sale	Aug 4, 2005 · Amount on File
Deed Book / Page	20190903 / 1
Prior Transfer Date	Jul 2, 2002
Prior Transfer Doc	2002000771
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4760 OAK TWIG WAY, CARMICHAEL, CA 95608-1170
Document Number	2012111115
Instrument Date	Dec 7, 2020
Transaction Type	Mortgage
Record Updated	Dec 29, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4760 OAK TWIG WAY CARMICHAEL CA 956081170, CARMICHAEL, CA 95608-1170

Mortgage

Document Number	2012111115
Date	Dec 11, 2020
Instrument	2012111115

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 10, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 3, 2019
Property Address	4760 OAK TWIG WAY, CARMICHAEL, CA 95608-1170
Document Number	1909030001
Instrument Date	Aug 28, 2019
Instrument	1909030001
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.25
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4760 OAK TWIG WAY CARMICHAEL CA 956081170, CARMICHAEL, CA 95608-1170

Mortgage

Document Number	1909030002
Date	Sep 3, 2019
Instrument	1909030002

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 2, 2049

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4760 OAK TWIG WAY, CARMICHAEL, CA 95608-1170
Document Number	1906031323
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Jun 14, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	220 INDIANA ST GRIDLEY CA 959482914, GRIDLEY, CA 95948-2914

Mortgage

Document Number	1906031323
Date	Jun 3, 2019
Instrument	1906031323

Lender

Name	AMERICAN FIN'L NTWK INC
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 2, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4760 Oak Twig Way was $6,320, up 2.2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$532,654 (+2%) Land $139,437 Building $393,217
2025	$6,320.00 (+2.17%)	$522,210 Land $136,703 Building $385,507
2024	$6,186.00 (+1.61%)
2023	$6,088.00 (+2.03%)	$501,935 Land $131,396 Building $370,539
2022	$5,967.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4760 Oak Twig Way in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1992–1995)
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4760 Oak Twig Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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