4768 Oak Twig Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 4768 Oak Twig Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,912 sqft · built 1970
Lot Size	0.21 acres (9,130 sqft)
Owner	Individual Name on File
Last Sale	$405,000 (Jun 2020)
Tax Bill	$5,362 (2025)
Deeds & Mortgages	Jun 2017 Reverse Mortgage Jun 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`236-0334-022-0000`

Property Details

APN / Parcel Number

Primary APN	`236-0334-022-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,912 sqft Living Area
1st Floor Area	1,912 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	9,130 sqft (0.21 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4768 OAK TWIG WAY
City	CARMICHAEL
State	CA
Zip	95608-1170
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	CRESTVIEW ESTATES, LOT 42
Legal Subdivision	CRESTVIEW ESTATES
Legal Lot Number	42
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	5
Census Block	5008
Census Tract	7903

Owner

4768 Oak Twig Way is owned and occupied by an individual who bought it in June 2020.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	4768 OAK TWIG WAY, CARMICHAEL, CA 95608-1170
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2017	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Jun 12, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG
May 25, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Mar 13, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2020 · Amount on File
Deed Sale	Jun 12, 2020 · Amount on File
Prior Sale	Oct 31, 2005 · Amount on File
Deed Book / Page	20200612 / 1045
Prior Transfer Date	Feb 22, 2017
Prior Transfer Doc	0000001227
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4768 OAK TWIG WAY, CARMICHAEL, CA 95608-1170
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIDELITY NATIONAL TITLE GROU

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000838
Date	Jun 2, 2017
Book Page	20170602/0838

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Mortgage Company
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	880 Months
Due	Oct 29, 2090

Interest

Rate Type	Adjustable Rate
Rate	4.34%
Type Change Date	Jun 1, 2018
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	1-Year LIBOR

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 12, 2020
Property Address	4768 OAK TWIG WAY, CARMICHAEL, CA 95608-1170
Document Number	2006121045
Instrument Date	Jun 11, 2020
Instrument	2006121045
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$446.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4768 OAK TWIG WAY CARMICHAEL CA 956081170, CARMICHAEL, CA 95608-1170

Mortgage

Document Number	2006121046
Date	Jun 12, 2020
Instrument	2006121046

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4768 OAK TWIG WAY, CARMICHAEL, CA 95608-1170
Document Number	0000000839
Instrument Date	May 25, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4768 OAK TWIG WAY CARMICHAEL CA 956081170, CARMICHAEL, CA 95608-1170

Mortgage

Document Number	0000000839
Date	Jun 2, 2017
Book Page	170602/000839

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	876 Months
Due	Jun 1, 2090

Interest

Rate Type	Adjustable Rate
Rate	4.34%

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 13, 2017
Property Address	4768 OAK TWIG WAY, CARMICHAEL, CA 95608-1170
Document Number	0000001227
Book / Page	170313 / 001227
Instrument Date	Feb 22, 2017
Transaction Type	Transfer
Record Updated	Mar 22, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4768 OAK TWIG WAY CARMICHAEL CA 956081170, CARMICHAEL, CA 95608-1170

Tax Assessment & Valuation

The 2025 property tax bill for 4768 Oak Twig Way was $5,362, up 2.2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$451,780 (+2%) Land $139,437 Building $312,343
2025	$5,362.00 (+2.15%)	$442,922 Land $136,703 Building $306,219
2024	$5,249.00 (+1.61%)
2023	$5,166.00 (+2.03%)	$425,725 Land $131,396 Building $294,329
2022	$5,063.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4768 Oak Twig Way in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1992–1995)
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4768 Oak Twig Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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