Niagara County and Lewiston Town property record for 4776 Lower River Rd, Lewiston, NY 14092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 4,276 sqft · built 1972 |
| Lot Size | 1.9 acres (82,764 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $860,000 (Jun 2019) |
| Tax Bill | $22,093 (2026) |
| Deeds & Mortgages | Mar 2023 Line of Credit Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 292489 101.06-1-48 |
| Primary APN | 292489 101.06-1-48 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 4,276 sqft Living Area |
| 1st Floor Area | 2,390 sqft |
| 2nd Floor Area | 1,886 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Other |
| Exterior Material | Wood |
| Lot Area | 82,764 sqft (1.9 acres) |
| Lot Width | 145 ft Width |
| View / Lot | Waterfront |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4776 LOWER RIVER RD |
|---|---|
| City | LEWISTON |
| State | NY |
| Zip | 14092-1037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OUTSIDE 412109 |
| Legal Block | 1 |
| Legal Lot Number | 48.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | LEWISTON |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 24405 |
Source: Niagara County and Lewiston Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4776 LOWER RIVER RD, LEWISTON, NY 14092-1037 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 8, 2023 | Deed of Trust, Mortgage · Line of Credit CORNERSTONE COMMUNITY FCU |
| Jun 28, 2019 | Warranty Deed, Transfer M&T BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2019 · Amount on Record |
| Deed Sale | Jun 28, 2019 · Amount on Record |
| Deed Document Number | 201910252 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 4776 LOWER RIVER RD, LEWISTON, NY 14092-1037 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4776 LOWER RIVER RD, LEWISTON, NY 14092-1037 |
| Document Number | 0000003519 |
|---|---|
| Date | Mar 8, 2023 |
| Instrument | 2023-03519 |
| Name | CORNERSTONE COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | LOCKPORT, NY 14095 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 7, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Jun 28, 2019 |
| Property Address | 4776 LOWER RIVER RD, LEWISTON, NY 14092-1037 |
| Document Number | 0000010252 |
| Instrument Date | Jun 12, 2019 |
| Instrument | 10252 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,440.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 360 RAINBOW BLVD NIAGARA FALLS NY 143031122, NIAGARA FALLS, NY 14303-1122 |
| Document Number | 10253 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | 10253 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 27, 2049 |
Source: Niagara County and Lewiston Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| County Subdivision | Lewiston Town |
| Unified School District | Lewiston-Porter Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $22,093.00 (+2.83%) | ||
| 2025 | $21,485.00 | $490,000 (-) Land $105,300 Building $384,700 | $1,225,000 (+15%) Land $263,250 Building $961,750 |
| 2023 | $490,000 Land $105,300 Building $384,700 | $1,065,217 Land $228,913 Building $836,304 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEWISTON WATER IMPROVEMENTAREA serves 16,257 people · EPA ID NY3100561 |
|---|---|
| Water Source | Purchased surface water from NIAGARA COUNTY WATER DISTRICT |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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