Niagara County and Lewiston Town property record for 4769 Lower River Rd, Lewiston, NY 14092
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,600 sqft · built 1950 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Individual Name on File |
| Last Sale | $370,000 (Sep 2015) |
| Tax Bill | $10,441 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 292489 101.06-1-35 |
| Primary APN | 292489 101.06-1-35 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,600 sqft Living Area |
| 1st Floor Area | 1,800 sqft |
| 2nd Floor Area | 1,800 sqft |
| Upper Floors Area | 140 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Other |
| Exterior Material | Wood |
| Foundation Type | Raised |
| Lot Area | 20,909 sqft (0.48 acres) |
| Lot Dimensions | 200 ft deep x 82.4 ft wide |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4769 LOWER RIVER RD |
|---|---|
| City | LEWISTON |
| State | NY |
| Zip | 14092-1038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OUTSIDE 414203 |
| Legal Block | 1 |
| Legal Lot Number | 35.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | LEWISTON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 24405 |
4769 Lower River Rd is owned and occupied by an individual who bought it in September 2015.
Source: Niagara County and Lewiston Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4769 LOWER RIVER RD, LEWISTON, NY 14092-1038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK |
| Mar 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BK |
| Mar 19, 2020 | Loan Modification, Mortgage NORTHWEST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2015 · Amount on File |
| Deed Sale | Sep 15, 2015 · Amount on File |
| Prior Sale | Dec 11, 2008 · Amount on File |
| Deed Document Number | 201515818 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 4769 LOWER RIVER RD, LEWISTON, NY 14092-1038 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4769 LOWER RIVER RD, LEWISTON, NY 14092-1038 |
| Document Number | 0000003297 |
|---|---|
| Date | Nov 3, 2021 |
| Instrument | 2021-23297 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 161 Months |
| Due | Apr 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 4769 LOWER RIVER RD, LEWISTON, NY 14092-1038 |
| Document Number | 0000005216 |
| Instrument Date | Mar 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 4769 LOWER RIVER RD LEWISTON NY 140921038, LEWISTON, NY 14092-1038 |
| Document Number | 0000005216 |
|---|---|
| Date | Mar 27, 2020 |
| Instrument | 5216 |
| Name | NORTHWEST BK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 26, 2035 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 4769 LOWER RIVER RD, LEWISTON, NY 14092-1038 |
| Document Number | 0000005218 |
| Instrument Date | Mar 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 4769 LOWER RIVER RD LEWISTON NY 140921038, LEWISTON, NY 14092-1038 |
| Document Number | 0000005218 |
|---|---|
| Date | Mar 27, 2020 |
| Instrument | 5218 |
| Name | NORTHWEST BK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Mar 26, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.62% |
The 2026 property tax bill for 4769 Lower River Rd was $10,441, up 2.8% from the year before.
Source: Niagara County and Lewiston Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| County Subdivision | Lewiston Town |
| Unified School District | Lewiston-Porter Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,441.00 (+2.85%) | ||
| 2025 | $10,152.00 | $230,000 Land $26,900 Building $203,100 | $575,000 Land $67,250 Building $507,750 |
| 2023 | $230,000 Land $26,900 Building $203,100 | $500,000 Land $58,478 Building $441,522 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4769 Lower River Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4769 Lower River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEWISTON WATER IMPROVEMENTAREA serves 16,257 people · EPA ID NY3100561 |
|---|---|
| Water Source | Purchased surface water from NIAGARA COUNTY WATER DISTRICT |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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