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4775 Sparrow Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4775 Sparrow Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2006
Square Footage1,254 sqft Heated Area
Lot Size13,896 sqft (0.319 acres)
OccupancyOwner Occupied
Last Sale$203,000 (2019)
Tax Bill$2,648.00 (2025)

Property Details

APN / Parcel Number

Primary APN3026315130000F0090
Alternative APN
  • 98475

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,254 sqft Heated Area
Gross Area1,350 sqft Gross Area
1st Floor1,026 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2006
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area13,896 sqft (0.319 acres)
Depth X Width140 ft x 100 ft Depth x Width

Exterior Amenities

FenceFence
Shed1 Shed
Shed Area72 sqft Shed
PorchEnclosed Porch
Porch Area228 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number98475
Street Address4775 SPARROW DR
CitySAINT CLOUD
StateFL
Zip34772-8305
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST CLOUD MANOR VILLAGE PB 1 PG 395 BLK F LOT 9
Legal Range31E
Legal Township26S
Legal Section30
Legal SubdivisionST CLOUD MANOR VLG
Legal Tract5130
Legal BlockF
Legal Lot Number9
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1039
Census Tract43304

Owner

Source: Osceola County records · APN 3026315130000F0090

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4775 SPARROW DR, SAINT CLOUD, FL 34772-8305
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 03, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PLANET HOME LENDING LLC
May 09, 2019Warranty Deed, Transfer · Conventional Mortgage
FBC MORTGAGE LLC
Nov 29, 2018Grant Deed, Transfer
PREMIUM TITLE SERVICES FL INC, PREMIUM TITLE SVCS FL INC
May 21, 2018Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 09, 2019 · Amount on Record
Deed SaleMay 09, 2019 · Amount on Record
Prior SaleNov 29, 2018 · Amount on Record
Deed Doc Number2019059776
Deed Book / Page5521 / 1674
Record RefreshedJun 08, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4775 SPARROW DR, SAINT CLOUD, FL 34772-8305
Transaction TypeMortgage
Record UpdatedFeb 08, 2022
Title CompanyMIS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057671300
DateAug 03, 2020
Book Page5767/1300
Instrument2020101282
Lender
NamePLANET HOME LENDING LLC
TypeMortgage Company
AddressMERIDEN, CT 06450
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2050

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 09, 2019
Property Address4775 SPARROW DR, SAINT CLOUD, FL 34772-8305
Document Number0055211674
Book / Page5521 / 1674
Map ReferenceMB 1 PG 395
Instrument DateApr 30, 2019
Instrument2019059776
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyARTESIAN TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,421.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address584 SANTIAGO AVE, 584, ORLANDO, FL 32807-1664

Transferred To (Grantee/Buyer)

NameVerified Name
Address4775 SPARROW DR, SAINT CLOUD, FL 34772-8305

Mortgage

Document Number2019059777
DateMay 09, 2019
Instrument2019059777
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2049

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateNov 29, 2018
Property Address4775 SPARROW DR, SAINT CLOUD, FL 34772-8305
Document Number0054392335
Book / Page005439 / 002335
Instrument DateNov 19, 2018
Instrument174555
Transaction TypeTransfer
Record UpdatedDec 18, 2018
Title CompanyPREMIUM TITLE SERVICES FL INC, PREMIUM TITLE SVCS FL INC

Transaction

AmountAmount Recorded
Tax$913.50
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address205 N STH ST #4R BROOKLYN NY 11211, 4R, BROOKLYN, NY 11211

May 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionOSCEOLA FL
Recording DateMay 21, 2018
Property Address4775 SPARROW DR, SAINT CLOUD, FL 34772-8305
Document Number0053370602
Book / Page005337 / 000602
Instrument DateMay 08, 2018
Instrument79864
Transaction TypeForeclosure
Record UpdatedJun 13, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 HOME CAMPUS DES MOINES IA 503280001, DES MOINES, IA 50328-0001

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,648.00 (+8.52%) Homeowner's exemption$180,598 (+5.99%)$266,500 (+8.07%) Land $60,000 Building $206,500
2023$2,440.00 (+4.86%) Homeowner's exemption$170,398 (+3%)$246,600 (+21%) Land $45,000 Building $201,600
2022$2,327.00 Homeowner's exemption$165,435$203,800 Land $40,000 Building $163,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,064 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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