4764 Sparrow Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4764 Sparrow Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 2006
Square Footage	1,189 sqft Heated Area
Lot Size	14,026 sqft (0.321 acres)
Occupancy	Owner Occupied
Last Sale	$290,000 (2022)
Tax Bill	$3,924.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3026315130000I0030`
Alternative APN	`98504`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Building Area	1,189 sqft Heated Area
Gross Area	1,513 sqft Gross Area
1st Floor	1,189 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2006
Exterior Material	Aluminum Siding Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	14,026 sqft (0.321 acres)
Depth X Width	140 ft x 100 ft Depth x Width
Porch	Open Porch
Porch Area	60 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	98504
Street Address	4764 SPARROW DR
City	SAINT CLOUD
State	FL
Zip	34772-8338
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ST CLOUD MANOR VILLAGE PB 1 PG 395 BLK I LOT 3
Legal Range	31E
Legal Township	26S
Legal Section	30
Legal Subdivision	ST CLOUD MANOR VLG
Legal Tract	5130
Legal Block	1
Legal Lot Number	3
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1038
Census Tract	43304

Owner

Source: Osceola County records · APN 3026315130000I0030

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4764 SPARROW DR, SAINT CLOUD, FL 34772-8338
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 26, 2022 · Amount on Record
Deed Sale	Jan 26, 2022 · Amount on Record
Deed Doc Number	2022014073
Deed Book / Page	6137 / 1081
Record Refreshed	Jun 08, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 26, 2022
Property Address	4764 SPARROW DR, SAINT CLOUD, FL 34772-8338
Document Number	0061371081
Book / Page	6137 / 1081
Map Reference	MB 1 PG 395
Instrument Date	Jan 25, 2022
Instrument	2022014073
Transaction Type	Transfer
Record Updated	Feb 09, 2022
Title Company	SUPREME TITLE CLOSINGS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6309 JENNIFER JEAN DR, 6309, ORLANDO, FL 32818-1711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4764 SPARROW DR, SAINT CLOUD, FL 34772-8338

Mortgage

Document Number	0061371083
Date	Jan 26, 2022
Instrument	6137/1083

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,924.00 (+13.87%) Homeowner's exemption	$272,712 (+12.5%)	$278,100 (+14.73%) Land $60,000 Building $218,100
2023	$3,446.00 (+252.71%) Homeowner's exemption	$242,400 (+307.71%) Land $45,000 Building $197,400	$242,400 (+21.26%) Land $45,000 Building $197,400
2022	$977.00 Homeowner's exemption	$59,454	$199,900 Land $40,000 Building $159,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 15% of Florida
Wildfire Likelihood	About 1 in 1,064 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.