Osceola County property record for 4774 Sparrow Dr, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1988 |
| Square Footage | 1,271 sqft Heated Area |
| Lot Size | 14,026 sqft (0.321 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $94,000 (2013) |
| Tax Bill | $1,460.00 (2025) |
| Primary APN | 3026315130000I0040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,271 sqft Heated Area |
| Gross Area | 2,124 sqft Gross Area |
| 1st Floor | 1,271 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1988 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 14,026 sqft (0.321 acres) |
| Depth X Width | 140 ft x 100 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 589 sqft Garage |
| Fence | Fence |
|---|---|
| Shed | 1 Shed |
| Shed Area | 168 sqft Shed |
| Porch | Finished/Screened Porch |
| Porch Area | 264 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 98505 |
|---|---|
| Street Address | 4774 SPARROW DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8338 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD MANOR VILLAGE PB 1 PG 395 BLK I LOT 4 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 30 |
| Legal Subdivision | ST CLOUD MANOR VLG |
| Legal Tract | 5130 |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1038 |
| Census Tract | 43304 |
Source: Osceola County records · APN 3026315130000I0040
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4774 SPARROW DR, SAINT CLOUD, FL 34772-8338 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 11, 2017 | Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 16, 2013 · Amount on Record |
| Deed Sale | Apr 16, 2013 · Amount on Record |
| Prior Sale | Oct 02, 2009 · Amount on Record |
| Deed Doc Number | 2013060046 |
| Deed Book / Page | 4427 / 0728 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4774 SPARROW DR, SAINT CLOUD, FL 34772-8338 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0060481860 |
|---|---|
| Date | Sep 21, 2021 |
| Book Page | 6048/1860 |
| Instrument | 2021146610 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4774 SPARROW DR, SAINT CLOUD, FL 34772-8338 |
| Document Number | 0051990244 |
| Book / Page | 005199 / 000244 |
| Instrument Date | Aug 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 03, 2017 |
| Name | Verified Name |
|---|---|
| Address | 4774 SPARROW DR ST CLOUD FL 347728338, ST CLOUD, FL 34772-8338 |
| Document Number | 0051990244 |
|---|---|
| Date | Aug 23, 2017 |
| Book Page | 005199/000244 |
| Instrument | 122410 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 22, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,460.00 (+11.45%) Homeowner's exemption | $94,819 (+5.99%) | $258,800 (+8.1%) Land $60,000 Building $198,800 |
| 2023 | $1,310.00 (+6.59%) Homeowner's exemption | $89,464 (+3%) | $239,400 (+20.91%) Land $45,000 Building $194,400 |
| 2022 | $1,229.00 Homeowner's exemption | $86,859 | $198,000 Land $40,000 Building $158,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 45% of the US · above 15% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,064 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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