4670 Pine Tree Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4670 Pine Tree Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1990
Square Footage	1,840 sqft Heated Area
Lot Size	98,968 sqft (2.27 acres)
Garage	Finished, 598 sqft
Occupancy	Owner Occupied
Tax Bill	$4,405.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`98346`
Alternative APN	`302631508000010695`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,840 sqft Heated Area
Gross Area	3,725 sqft Gross Area
1st Floor	2,560 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1990
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	98,968 sqft (2.27 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	598 sqft Garage

Exterior Amenities

Fence	Fence
Total Buildings	2 Total Buildings
Patio Area	414 sqft Patio
Porch	Finished/Screened Porch
Porch Area	1,831 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	98346
Street Address	4670 PINE TREE DR
City	SAINT CLOUD
State	FL
Zip	34772-8029
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ST CLOUD MANOR EST UN 2 PB 1 PG 365 LOT 69 LESS W 324.01 FT
Legal Range	31E
Legal Township	26S
Legal Section	30
Legal Subdivision	ST CLOUD MANOR EST 2
Legal Tract	5080
Legal Block	1
Legal Lot Number	69
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1027
Census Tract	43304

Owner

Source: Osceola County records · APN 98346

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4670 PINE TREE DR, SAINT CLOUD, FL 34772-8029
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Oct 28, 2025
Transfer Doc	0068711613
Record Refreshed	Jun 08, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Oct 28, 2025
Property Address	4670 PINE TREE DR, SAINT CLOUD, FL 34772-8029
Document Number	0068711613
Book / Page	6871 / 1613
Map Reference	MB 1 PG 365
Instrument Date	Sep 01, 2023
Instrument	2025133311
Transaction Type	Transfer
Record Updated	Nov 07, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4660 PINE TREE DR, SAINT CLOUD, FL 34772-8029

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4670 PINE TREE DR, SAINT CLOUD, FL 34772-8029

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,405.00 (+6.43%) Homeowner's exemption	$255,960 (+2.9%)	$530,700 (+2.59%) Land $114,700 Building $416,000
2024	$4,139.00 (+2.07%) Homeowner's exemption	$248,747 (+3%)	$517,300 (+1.61%) Land $113,600 Building $403,700
2023	$4,055.00 (+4.83%) Homeowner's exemption	$241,502 (+3%)	$509,100 (+18.78%) Land $113,600 Building $395,500
2022	$3,868.00 Homeowner's exemption	$234,468	$428,600 Land $90,900 Building $337,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 25% of Florida
Wildfire Likelihood	About 1 in 714 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.