4775 Crystal St, Capitola, CA 95010 Property Records

Santa Cruz County property record for 4775 Crystal St, Capitola, CA 95010

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,488 sqft · built 1925
Lot Size	0.071 acres (3,093 sqft)
Owner	Trust Name on Record
Tax Bill	$4,414 (2025)
Deeds & Mortgages	Dec 2023 Transfer Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`034-035-16`

Property Details

APN / Parcel Number

Primary APN	`034-035-16`
Alternative APN	`034-035-16-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,488 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Construction Type	Wood
Roof Material	Metal
Lot Area	3,093 sqft (0.071 acres)
Deck Area	225 sqft
Patio Area	225 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4775 CRYSTAL ST
City	CAPITOLA
State	CA
Zip	95010-3817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SUBDIVISION
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1002
Census Tract	121701

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	1285 SAN LUIS BAY DR, SAN LUIS OBISPO, CA 93405-8003
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Intrafamily Transfer, Transfer
Apr 15, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 26, 1999
Transfer Doc	0000054373
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 27, 2023
Property Address	4775 CRYSTAL ST, CAPITOLA, CA 95010-3817
Document Number	0000025020
Map Reference	VOL 18 PG 40
Instrument Date	Dec 22, 2023
Instrument	2023-0025020
Transaction Type	Transfer
Record Updated	Jan 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1285 SAN LUIS BAY DR, SAN LUIS OBISPO, CA 93405-8003

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	4775 CRYSTAL ST, CAPITOLA, CA 95010-3817
Document Number	0000014612
Instrument Date	Apr 15, 2020
Transaction Type	Mortgage
Record Updated	May 14, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4775 CRYSTAL ST CAPITOLA CA 950103817, CAPITOLA, CA 95010-3817

Mortgage

Document Number	0000014612
Date	Apr 29, 2020
Instrument	14612

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$268,852 (+2%) Land $134,426 Building $134,426
2025	$4,414.00 (+12.23%)	$263,582 (+4.04%) Land $131,791 Building $131,791
2023	$3,933.00 (+2%)	$253,346 Land $126,673 Building $126,673	$1,604,520
2022	$3,856.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 822 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cruzio, GeoLinks, Xfinity.

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