4805 Crystal St, Capitola, CA 95010 Property Records

Santa Cruz County property record for 4805 Crystal St, Capitola, CA 95010

Property Summary

Property TypeSingle Family Home
Details540 sqft · built 1932
Lot Size0.077 acres (3,354 sqft)
OwnerTrust Name on Record
Last Sale$100,000 (Nov 2014)
Tax Bill$4,531 (2025)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN034-035-14

Property Details

APN / Parcel Number

Primary APN034-035-14
Alternative APN
  • 034-035-14-000

Interior

Building Area540 sqft Living Area
Gross Area940 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1932
Effective Year BuiltEffective 1932
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area3,354 sqft (0.077 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4805 CRYSTAL ST
CityCAPITOLA
StateCA
Zip95010-3819
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionOPAL 01
Legal Block1
Legal Lot Number17
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1002
Census Tract121701

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on Record
Mailing Address16118 VIA OWEN, SAN LORENZO, CA 94580-1930
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 13, 2014 · Amount on Record
Deed SaleNov 13, 2014 · Amount on Record
Deed Document Number201438327
Last Transfer DateFeb 4, 2015
Transfer Doc0000006221
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address4805 CRYSTAL ST, CAPITOLA, CA 95010-3819
Transaction TypeMortgage
Record UpdatedDec 21, 2021
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014576
DateApr 28, 2020
Instrument2020-0014576
Lender
NameUSE CREDIT UNION
TypeCredit Union
AddressSAN DIEGO, CA 92121
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$279,388 (+2%) Land $209,533 Building $69,855
2025$4,531.00 (+12.1%)$273,911 (+4.04%) Land $205,425 Building $68,486
2023$4,042.00 (+1.99%)$263,274 Land $197,448 Building $65,826$1,019,520
2022$3,963.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 822 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Surfnet Communications
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Cruzio, GeoLinks, Xfinity.

Nearby Properties on Crystal St

Nearby Streets

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