4730 Crystal St, Capitola, CA 95010 Property Records

Santa Cruz County property record for 4730 Crystal St, Capitola, CA 95010

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,718 sqft · built 2005
Lot Size	0.079 acres (3,441 sqft)
Owner	2 Company Names on Record
Last Sale	$1,100,000 (Jun 2005)
Tax Bill	$18,753 (2025)
Deeds & Mortgages	Dec 2025 Transfer Aug 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`034-036-30`

Property Details

APN / Parcel Number

Primary APN	`034-036-30`
Alternative APN	`034-036-30-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	1,718 sqft Living Area
Gross Area	2,183 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	3,441 sqft (0.079 acres)
Garage Type	Attached
Garage Area	465 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4730 CRYSTAL ST
City	CAPITOLA
State	CA
Zip	95010-3818
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	OPAL 01
Legal Block	3
Legal Lot Number	2-4
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1010
Census Tract	121701

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4730 CRYSTAL ST, CAPITOLA, CA 95010-3818
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2025	Intrafamily Transfer, Transfer
Aug 11, 2025	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2005 · Amount on Record
Deed Sale	Jun 15, 2005 · Amount on Record
Prior Sale	Dec 19, 2003 · Amount on Record
Deed Document Number	200539869
Last Transfer Date	Dec 19, 2025
Transfer Doc	0000028640
Record Updated	Sep 20, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 26, 2025
Property Address	4730 CRYSTAL ST, CAPITOLA, CA 95010-3818
Document Number	0000028640
Map Reference	MB 18 PG 40
Instrument Date	Dec 19, 2025
Instrument	2025-0028640
Transaction Type	Transfer
Record Updated	Jan 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	4730 CRYSTAL ST, CAPITOLA, CA 95010-3818

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	4730 CRYSTAL ST, CAPITOLA, CA 95010-3818
Transaction Type	Mortgage
Record Updated	Sep 26, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4730 CRYSTAL ST, CAPITOLA, CA 95010-3818

Mortgage

Document Number	0000016671
Date	Aug 11, 2025
Instrument	2025-0016671

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 16, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	4730 CRYSTAL ST, CAPITOLA, CA 95010-3818
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4730 CRYSTAL ST, CAPITOLA, CA 95010-3818

Mortgage

Document Number	0000013230
Date	Mar 4, 2021
Instrument	2021-0013230

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,563,978 (+2%) Land $1,059,240 Building $504,738
2025	$18,753.00 (+9.37%) Homeowner's exemption	$1,533,313 (+4.04%) Land $1,038,471 Building $494,842
2023	$17,147.00 (+1.02%) Homeowner's exemption	$1,473,772 Land $998,146 Building $475,626	$1,420,740
2022	$16,974.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 822 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cruzio, GeoLinks, Xfinity.

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