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477 W Spring St, South Elgin, IL 60177 Property Records

Kane County property record for 477 W Spring St, South Elgin, IL 60177

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,134 sqft · built 1952
Lot Size0.17 acres (7,405 sqft)
Owner2 Company Names on Record
Last Sale$88,000 (Aug 2010)
Tax Bill$4,807 (2025)
Deeds & MortgagesMar 2026 Transfer
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN06-34-279-008

Property Details

APN / Parcel Number

Primary APN06-34-279-008

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,134 sqft Living Area
Gross Area2,268 sqft
1st Floor Area1,134 sqft
Basement Area1,134 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area7,405 sqft (0.17 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Cooling SystemNone
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address477 W SPRING ST
CitySOUTH ELGIN
StateIL
Zip60177-1560
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNONE LOT 4B SEC 35-41-8
Legal Range08
Legal Township41
Legal Section35
Legal Block4
Legal Lot Number4B
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group4
Census Block4014
Census Tract851801

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address477 W SPRING ST, SOUTH ELGIN, IL 60177-1560
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 3, 2026Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Nov 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST NAT'L BK/OTTAWA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 30, 2010 · Amount on Record
Deed SaleAug 30, 2010 · Amount on Record
Prior SaleNov 5, 2009
Deed Document Number201056265
Prior Transfer DateJun 23, 2010
Prior Transfer Doc0000056266
Record UpdatedOct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateMar 3, 2026
Property Address477 W SPRING ST, SOUTH ELGIN, IL 60177-1560
Document Number0000008373
Instrument DateJan 13, 2026
Instrument2026K008373
Transaction TypeTransfer
Record UpdatedMar 11, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address164 S COLLINS ST, SOUTH ELGIN, IL 60177-1920

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address477 W SPRING ST, SOUTH ELGIN, IL 60177-1560
Document Number0000082440
Instrument DateNov 2, 2020
Transaction TypeMortgage
Record UpdatedJan 22, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address477 W SPRING ST SOUTH ELGIN IL 601771560, SOUTH ELGIN, IL 60177-1560

Mortgage

Document Number0000082440
DateDec 31, 2020
Instrument82440
Lender
NameFIRST NAT'L BK/OTTAWA
TypeBank
AddressOTTAWA, IL 61350
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 30, 2050

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalitySouth Elgin Village
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,807.00 (+2.87%) Homeowner's exemption$72,988 (+8.57%) Land $11,828 Building $61,160$219,052 (+8.57%) Land $35,498 Building $183,553
2024$4,673.00 (+9.98%) Homeowner's exemption$67,226 (+21.39%) Land $10,894 Building $56,332$201,759 (+21.44%) Land $32,695 Building $169,064
2022$4,249.00 (+6.6%) Homeowner's exemption$55,379 (+6.96%) Land $8,974 Building $46,405$166,137 (+6.96%) Land $26,922 Building $139,215
2021$3,986.00 Homeowner's exemption$51,775 Land $8,390 Building $43,385$155,325 Land $25,170 Building $130,155

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH ELGIN
serves 23,648 people · EPA ID IL0890800
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2026)
action level 15 ppb
Copper1.5 mg/L (2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityBarium
not recorded as resolved · Apr 2026
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Fox Valley Internet
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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