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415 W Spring St, South Elgin, IL 60177 Property Records

Kane County property record for 415 W Spring St, South Elgin, IL 60177

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,803 sqft · built 1890
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$205,000 (Mar 2021)
Tax Bill$5,267 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Aug 2018 Transfer
Flood ZoneZone X (minimal risk)
APN06-35-156-010

Property Details

APN / Parcel Number

Primary APN06-35-156-010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area1,803 sqft Living Area

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Construction TypeFrame
Foundation TypeRaised
Lot Area8,712 sqft (0.2 acres)

Location & Zoning

Street Address415 W SPRING ST
CitySOUTH ELGIN
StateIL
Zip60177-1537
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 23-A-1 (EX PTS DESC IN BOOK 2271/599) & (EX PT DESC IN BOOK 2271/319) & (EX PT DESC IN BOOK 2262/451) & (EX PT DESC IN BOOK 2234/137)
Legal SubdivisionGREEN ACRES
Legal Block4
Legal Lot Number23-A-
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group4
Census Block4019
Census Tract851801

Owner

415 W Spring St is owned and occupied by an individual who bought it in March 2021.

Source: Kane County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address415 W SPRING ST, SOUTH ELGIN, IL 60177-1537
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2021Deed, Transfer · Conventional Mortgage
COMPASS MORTGAGE
Aug 14, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 23, 2021 · Amount on File
Deed SaleMar 23, 2021 · Amount on File
Prior SaleJun 17, 2003 · Amount on File
Deed Document Number202122508
Prior Transfer DateAug 14, 2018
Prior Transfer Doc0000039562
Record UpdatedOct 29, 2026

March 2021: Deed, Transfer

Document TypeDeed
JurisdictionKANE IL
Recording DateMar 23, 2021
Property Address415 W SPRING ST, SOUTH ELGIN, IL 60177-1537
Document Number0000022508
Instrument DateMar 18, 2021
Instrument2021K022508
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$205.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 W SPRING ST, SOUTH ELGIN, IL 60177-1537

Mortgage

Document Number0000022509
DateMar 23, 2021
Instrument2021K022509
Lender
NameCOMPASS MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051
Interest
Rate TypeFixed Rate
Rate3.87%

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateAug 14, 2018
Property Address415 W SPRING ST, SOUTH ELGIN, IL 60177-1537
Document Number0000039562
Instrument DateAug 14, 2018
Instrument39562
Transaction TypeTransfer
Record UpdatedJan 14, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address24 N WALNUT ST SOUTH ELGIN IL 601771552, SOUTH ELGIN, IL 60177-1552

Tax Assessment & Valuation

The 2025 property tax bill for 415 W Spring St was $5,267 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalitySouth Elgin Village
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,267.00 Homeowner's exemption$79,206 (+8.57%) Land $23,061 Building $56,145$237,713 (+8.57%) Land $69,211 Building $168,502
2024$72,954 Land $21,241 Building $51,713$218,950 Land $63,748 Building $155,201
2022$4,655.00 (-4.86%) Homeowner's exemption$60,098 (+6.96%) Land $17,498 Building $42,600$180,294 (+6.96%) Land $52,494 Building $127,800
2021$4,893.00$56,187 Land $16,359 Building $39,828$168,561 Land $49,077 Building $119,484

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 415 W Spring St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 415 W Spring St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH ELGIN
serves 23,648 people · EPA ID IL0890800
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2026)
action level 15 ppb
Copper1.5 mg/L (2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityBarium
not recorded as resolved · Apr 2026
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Fox Valley Internet
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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