Kane County property record for 535 W Spring St, South Elgin, IL 60177
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,160 sqft · built 1960 |
| Lot Size | 0.225 acres (9,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $167,000 (May 2018) |
| Tax Bill | $5,309 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-34-279-003 |
| Primary APN | 06-34-279-003 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,160 sqft Living Area |
| Gross Area | 2,320 sqft |
| 1st Floor Area | 1,160 sqft |
| Basement Area | 1,160 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Frame |
| Lot Area | 9,800 sqft (0.225 acres) |
| Lot Dimensions | 140 ft deep x 70 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|
| Street Address | 535 W SPRING ST |
|---|---|
| City | SOUTH ELGIN |
| State | IL |
| Zip | 60177-1539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SARATOGA HIGHLANDS LOT 7 |
| Legal Subdivision | SARATOGA HIGHLANDS |
| Legal Block | 4 |
| Legal Lot Number | 7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 851801 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 535 W SPRING ST, SOUTH ELGIN, IL 60177-1539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 27, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Nov 22, 2021 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| May 9, 2018 | Trustee's Deed, Foreclosure · FHA Mortgage BANK OF ENGLAND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 2018 · Amount on Record |
| Deed Sale | May 9, 2018 · Amount on Record |
| Prior Sale | Jul 16, 2015 · Amount on Record |
| Deed Document Number | 201821366 |
| Prior Transfer Date | Apr 24, 2018 |
| Prior Transfer Doc | 0000021366 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 535 W SPRING ST, SOUTH ELGIN, IL 60177-1539 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 535 W SPRING ST, SOUTH ELGIN, IL 60177-1539 |
| Document Number | 0000060104 |
|---|---|
| Date | Dec 27, 2022 |
| Instrument | 2022K060104 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 347 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 535 W SPRING ST, SOUTH ELGIN, IL 60177-1539 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 535W W SPRING ST, SOUTH ELGIN, IL 60177-1539 |
| Document Number | 0000087554 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | 2021K087554 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 9, 2018 |
| Property Address | 535 W SPRING ST, SOUTH ELGIN, IL 60177-1539 |
| Document Number | 0000021366 |
| Map Reference | MB35 PG45 |
| Instrument Date | Apr 24, 2018 |
| Instrument | 2018K021366 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 5, 2022 |
| Title Company | CITYWIDE TITLE CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $167.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 10501 CLIFTON BLVD, CLEVELAND, OH 44102-1519 |
| Document Number | 0000021367 |
|---|---|
| Date | May 9, 2018 |
| Instrument | 2018K021367 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2048 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | South Elgin Village |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,309.00 (+13.15%) Homeowner's exemption | $79,777 (+8.57%) Land $21,053 Building $58,724 | $239,427 (+8.57%) Land $63,184 Building $176,242 |
| 2024 | $73,480 (+21.4%) Land $19,391 Building $54,089 | $220,528 (+21.44%) Land $58,196 Building $162,332 | |
| 2022 | $4,692.00 (+6.52%) Homeowner's exemption | $60,529 (+6.96%) Land $15,973 Building $44,556 | $181,587 (+6.96%) Land $47,919 Building $133,668 |
| 2021 | $4,405.00 Homeowner's exemption | $56,591 Land $14,934 Building $41,657 | $169,773 Land $44,802 Building $124,971 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH ELGIN serves 23,648 people · EPA ID IL0890800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Copper | 1.5 mg/L (2024) action level 1.3 mg/L |
| Water Quality | Barium not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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