Ross County property record for 477 Rocky Rd, Chillicothe, OH 45601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,487 sqft · built 2012 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $59,000 (Jun 2011) |
| Tax Bill | $6,307 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Feb 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-06-07-366.000 |
| Primary APN | 34-06-07-366.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,487 sqft Living Area |
| Gross Area | 5,554 sqft |
| 1st Floor Area | 2,487 sqft |
| Basement Area | 2,487 sqft |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Attached |
| Garage Area | 580 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Shed | 1 Shed |
| Shed Area | 90 sqft |
| Pole Barn | 672 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 060736 |
|---|---|
| Street Address | 477 ROCKY RD |
| City | CHILLICOTHE |
| State | OH |
| Zip | 45601-9469 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 477 ROCKY RD RES 5.001 AC 6-7-366 NS SOUTHWORTH 7722 PT 6-7-26 PALMER |
| Jurisdiction | ROSS OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 956600 |
Source: Ross County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 477 ROCKY RD, CHILLICOTHE, OH 45601-9469 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Feb 4, 2019 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2011 · Amount on Record |
| Deed Sale | Jun 28, 2011 · Amount on Record |
| Deed Document Number | 20114643 |
| Deed Book / Page | 410 / 1566 |
| Last Transfer Date | Dec 18, 2023 |
| Transfer Doc | 0000008293 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSS OH |
| Property Address | 477 ROCKY RD, CHILLICOTHE, OH 45601-9469 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005445384 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 544/5384 |
| Instrument | 202000008081 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSS OH |
| Property Address | 477 ROCKY RD, CHILLICOTHE, OH 45601-9469 |
| Document Number | 0005322584 |
| Instrument Date | Feb 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 477 ROCKY RD CHILLICOTHE OH 456019469, CHILLICOTHE, OH 45601-9469 |
| Document Number | 0005322584 |
|---|---|
| Date | May 1, 2019 |
| Book Page | 000532/002584 |
| Instrument | 2831 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 30, 2059 |
| Rate Type | Adjustable Rate |
|---|
Source: Ross County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ross County |
| County Subdivision | Springfield Township |
| Unified School District | Zane Trace Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,307.00 (+12.97%) | $228,370 (+22.92%) Land $15,860 Building $212,510 | $652,490 (+22.92%) Land $45,310 Building $607,180 |
| 2024 | $5,583.00 (-2.7%) Homeowner's exemption Senior Citizen's exemption | $185,790 (-) Land $15,050 Building $170,740 | $530,830 (-) Land $43,000 Building $487,830 |
| 2023 | $5,738.00 (-0.73%) Homeowner's exemption Senior Citizen's exemption | $185,790 (-) Land $15,050 Building $170,740 | |
| 2022 | $5,780.00 Homeowner's exemption Senior Citizen's exemption | $185,790 Land $15,050 Building $170,740 | $530,830 Land $43,000 Building $487,830 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROSS COUNTY WATER CO INC private · serves 35,345 people · EPA ID OH7101412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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