408 Rocky Rd, Chillicothe, OH 45601 Property Records

Ross County property record for 408 Rocky Rd, Chillicothe, OH 45601

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,448 sqft · built 2009
Lot Size1.19 acres (51,836 sqft)
Owner2 Individual Names on Record
Last Sale$315,000 (Sep 2024)
Tax Bill$3,339 (2025)
Deeds & MortgagesMar 2023 Line of Credit
Jun 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN34-06-07-417.000

Property Details

APN / Parcel Number

Primary APN34-06-07-417.000
Alternative APN
  • 060741

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,448 sqft Living Area
Gross Area1,880 sqft
1st Floor Area1,448 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialOther
Lot Area51,836 sqft (1.19 acres)
Garage TypeAttached
Garage Area432 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck Area168 sqft
Pole Barn768 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number060741
Street Address408 ROCKY RD
CityCHILLICOTHE
StateOH
Zip45601-9469
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description408 ROCKY RD RES 1.193 AC 6-7-417 NS PRITCHARD 6837 PT 6-7-158 HUTTON
Legal Block3
JurisdictionROSS OH
Township / Civil DivisionSPRINGFIELD
Census Block Group3
Census Block3009
Census Tract956600

Owner

Source: Ross County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address408 ROCKY RD, CHILLICOTHE, OH 45601-9469
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2023Deed of Trust, Mortgage · Line of Credit
KINGSTON NATIONAL BANK
Jun 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
INTERCONTINENTAL CAP
Jan 24, 2017Warranty Deed, Transfer · FHA Mortgage
HOMETOWN LNDRS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 11, 2024 · Amount on Record
Deed SaleSep 11, 2024 · Amount on Record
Prior SaleJan 24, 2017 · Amount on Record
Deed Document Number20245706
Deed Book / Page577 / 4725
Record UpdatedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROSS OH
Property Address408 ROCKY RD, CHILLICOTHE, OH 45601-9469
Transaction TypeMortgage
Record UpdatedApr 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 ROCKY RD, CHILLICOTHE, OH 45601-9469

Mortgage

Document Number0005665405
DateMar 16, 2023
Book Page566/5405
Instrument202300001675
Lender
NameKINGSTON NATIONAL BANK
TypeBank
AddressKINGSTON, OH 45644
Agreement
TypeLine of Credit
AmountAmount Recorded

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROSS OH
Property Address408 ROCKY RD, CHILLICOTHE, OH 45601-9469
Document Number0005420462
Instrument DateJun 10, 2020
Transaction TypeMortgage
Record UpdatedAug 14, 2020
Title CompanyNATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 ROCKY RD CHILLICOTHE OH 456019469, CHILLICOTHE, OH 45601-9469

Mortgage

Document Number0005420462
DateJul 6, 2020
Book Page000542/000462
Instrument4814
Lender
NameINTERCONTINENTAL CAP
TypeFunding / Finance Company
AddressMELVILLE, NY 11747
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 5, 2050

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROSS OH
Recording DateJan 24, 2017
Property Address408 ROCKY RD, CHILLICOTHE, OH 45601-9469
Document Number0005010366
Book / Page000501 / 000366
Instrument DateJan 23, 2017
Instrument576
Transaction TypeTransfer
Record UpdatedMar 16, 2017
Title CompanyNORTHWEST TITLE AGENCY INC, NORTHWEST TITLE AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$137.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 ROCKY RD CHILLICOTHE OH 456019469, CHILLICOTHE, OH 45601-9469

Mortgage

Document Number5010369
DateJan 24, 2017
Book Page000501/000369
Instrument577
Lender
NameHOMETOWN LNDRS
AddressHUNTSVILLE, AL 35806
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 23, 2047

Tax Assessment & Valuation

Source: Ross County assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyRoss County
County SubdivisionSpringfield Township
Unified School DistrictZane Trace Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,339.00 (+8.59%)$110,250 (+20.24%) Land $7,500 Building $102,750$315,000 (+20.25%) Land $21,440 Building $293,560
2024$3,075.00 (-1.98%) Homeowner's exemption$91,690 (-) Land $4,280 Building $87,410$261,960 (-) Land $12,220 Building $249,740
2023$3,137.00 (-0.22%) Homeowner's exemption$91,690 (-) Land $4,280 Building $87,410
2022$3,144.00 Homeowner's exemption$91,690 Land $4,280 Building $87,410$261,960 Land $12,220 Building $249,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROSS COUNTY WATER CO INC
private · serves 35,345 people · EPA ID OH7101412
Water SourceGroundwater
Last State InspectionJul 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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