Ross County property record for 469 Rocky Rd, Chillicothe, OH 45601
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 720 sqft · built 2006 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $55,000 (Aug 2018) |
| Tax Bill | $1,560 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jun 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-06-07-380.000 |
| Primary APN | 34-06-07-380.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 720 sqft Living Area |
| Gross Area | 1,176 sqft |
| 1st Floor Area | 720 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Material | Metal |
| Lot Area | 65,340 sqft (1.5 acres) |
| Garage Type | Attached |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Heating System | Central |
|---|
| Account Number | 060738 |
|---|---|
| Street Address | 469 ROCKY RD |
| City | CHILLICOTHE |
| State | OH |
| Zip | 45601-9469 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 469 ROCKY RD RES 1.502 AC 6-7-380 NS SOUTHWORTH #7722 PT 6-7-26 |
| Jurisdiction | ROSS OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 956600 |
469 Rocky Rd is owned and occupied by two individuals who bought it in August 2018.
Source: Ross County records, as of May 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 469 ROCKY RD, CHILLICOTHE, OH 45601-9469 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Jun 4, 2019 | Deed of Trust, Mortgage · Line of Credit HOMELAND CU |
| Aug 17, 2018 | Survivorship Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2018 · Amount on File |
| Deed Sale | Aug 17, 2018 · Amount on File |
| Prior Sale | Jan 11, 2012 · Amount on File |
| Deed Document Number | 20185925 |
| Deed Book / Page | 526 / 1930 |
| Prior Transfer Date | May 10, 2012 |
| Prior Transfer Doc | 0004261163 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSS OH |
| Property Address | 469 ROCKY RD, CHILLICOTHE, OH 45601-9469 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005553301 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 555/3301 |
| Instrument | 202100009677 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | PORTAGE, MI 49002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 355 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSS OH |
| Property Address | 469 ROCKY RD, CHILLICOTHE, OH 45601-9469 |
| Document Number | 0005331724 |
| Instrument Date | Jun 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 469 ROCKY RD CHILLICOTHE OH 456019469, CHILLICOTHE, OH 45601-9469 |
| Document Number | 0005331724 |
|---|---|
| Date | Jun 12, 2019 |
| Book Page | 000533/001724 |
| Instrument | 3855 |
| Name | HOMELAND CU |
|---|---|
| Type | Credit Union |
| Address | CHILLICOTHE, OH 45601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 11, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | ROSS OH |
| Recording Date | Aug 17, 2018 |
| Property Address | 469 ROCKY RD, CHILLICOTHE, OH 45601-9469 |
| Document Number | 0005261930 |
| Book / Page | 0526 / 1930 |
| Instrument Date | Aug 15, 2018 |
| Instrument | 201800005925 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 469 ROCKY RD, CHILLICOTHE, OH 45601-9469 |
| Investor | Possibly a Property Investor |
| Document Number | 201800005926 |
|---|---|
| Date | Aug 17, 2018 |
| Instrument | 201800005926 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
The 2025 property tax bill for 469 Rocky Rd was $1,560, up 13.8% from the year before.
Source: Ross County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ross County |
| County Subdivision | Springfield Township |
| Unified School District | Zane Trace Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,560.00 (+13.79%) | $51,570 (+26.06%) Land $8,180 Building $43,390 | $147,360 (+26.06%) Land $23,380 Building $123,980 |
| 2024 | $1,371.00 (-2%) Homeowner's exemption | $40,910 (-) Land $5,150 Building $35,760 | $116,900 Land $14,720 Building $102,180 |
| 2023 | $1,399.00 (-0.21%) Homeowner's exemption | $40,910 (-) Land $5,150 Building $35,760 | |
| 2022 | $1,402.00 Homeowner's exemption | $40,910 Land $5,150 Building $35,760 | $116,900 Land $14,720 Building $102,180 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 469 Rocky Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective December 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 469 Rocky Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROSS COUNTY WATER CO INC private · serves 35,345 people · EPA ID OH7101412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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