Niagara County and Lewiston Town property record for 4763 Lower River Rd, Lewiston, NY 14092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,352 sqft · built 1952 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $120,000 (Aug 2003) |
| Tax Bill | $5,045 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Dec 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 292489 101.06-1-36 |
| Primary APN | 292489 101.06-1-36 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,352 sqft Living Area |
| 1st Floor Area | 676 sqft |
| 2nd Floor Area | 676 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 200 ft deep x 86 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 155 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4763 LOWER RIVER RD |
|---|---|
| City | LEWISTON |
| State | NY |
| Zip | 14092-1038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OUTSIDE 414202 |
| Legal Block | 1 |
| Legal Lot Number | 36.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | LEWISTON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 24405 |
Source: Niagara County and Lewiston Town records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4763 LOWER RIVER RD, LEWISTON, NY 14092-1038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage POINT DIGITAL FINANCIAL INC |
| Dec 5, 2022 | Deed of Trust, Mortgage · FHA Mortgage SPECIALIZED LOAN SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2003 · Amount on Record |
| Deed Sale | Aug 21, 2003 · Amount on Record |
| Prior Sale | Jun 26, 2002 · Amount on Record |
| Deed Book / Page | 3247 / 695 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Sep 16, 2026 |
| Property Address | 4763 LOWER RIVER RD, LEWISTON, NY 14092-1038 |
| Document Number | 0000014218 |
| Instrument Date | Sep 9, 2026 |
| Instrument | 202614218 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 4763 LOWER RIVER RD, LEWISTON, NY 14092-1038 |
| Document Number | 0000014218, |
|---|---|
| Date | Sep 16, 2026 |
| Instrument | 202614218 |
| Name | POINT DIGITAL FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 9, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 4763 LOWER RIVER RD, LEWISTON, NY 14092-1038 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4763 LOVER RIVER ROAD, LEWISTON, NY 14092-1038 |
| Document Number | 0000003416 |
|---|---|
| Date | Dec 5, 2022 |
| Instrument | 2022-23416 |
| Name | SPECIALIZED LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Aug 1, 2052 |
Source: Niagara County and Lewiston Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| County Subdivision | Lewiston Town |
| Unified School District | Lewiston-Porter Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,045.00 (+2.9%) Homeowner's exemption | ||
| 2025 | $4,903.00 | $109,600 (-) Land $24,300 Building $85,300 | $274,000 (+15%) Land $60,750 Building $213,250 |
| 2023 | $109,600 Land $24,300 Building $85,300 | $238,261 Land $52,826 Building $185,435 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEWISTON WATER IMPROVEMENTAREA serves 16,257 people · EPA ID NY3100561 |
|---|---|
| Water Source | Purchased surface water from NIAGARA COUNTY WATER DISTRICT |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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