Elko County property record for 4767 Spear St, Elko, NV 89801
| Property Type | Mobile Home |
|---|---|
| Details | 1,456 sqft · built 2002 |
| Lot Size | 2.13 acres (93,218 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $189,000 (Nov 2015) |
| Tax Bill | $1,385 (2026) |
| Deeds & Mortgages | Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 036-008-009 |
| Primary APN | 036-008-009 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 8 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| 1st Floor Area | 1,456 sqft |
| Interior Walls | Unfinished |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Mobile Home |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 93,218 sqft |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 100 sqft |
| Shed | 1 Shed |
| Shed Area | 130 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4767 SPEAR ST |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-5159 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | AR |
| Legal Description | MEADOW VALLEY RANCHOS UNIT NO 4 FILE 11260 E2 OF AND E2 OF PER ROS FILE 214625 LOCATED IN MDB&M AND MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEG AT COR NO 1, THE NE COR OF SAID LOT 1; TH: S 0+0602 W 600.00 TO COR 2, BEING THE SE COR OF SAID LOT 8 TH: |
| Legal Range | 56E |
| Legal Township | 35N |
| Legal Section | 19 |
| Legal Subdivision | MEADOW VALLEY RANCHOS 4 |
| Legal Block | 8 |
| Legal Lot Number | 1 |
| Legal Unit | 4 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 950702 |
4767 Spear St, a mobile home, is owned and occupied by two individuals who bought it in November 2015.
Source: Elko County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4767 SPEAR ST, ELKO, NV 89801-5159 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 6, 2015 · Amount on File |
| Deed Sale | Nov 6, 2015 · Amount on File |
| Deed Document Number | 2015704564 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 4767 SPEAR ST, ELKO, NV 89801-5159 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000757255 |
|---|---|
| Date | Jul 29, 2019 |
| Instrument | 757255 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
The 2026 property tax bill for 4767 Spear St was $1,385, down 1.1% from the year before.
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,385.00 (-1.07%) | $51,703 (-1.08%) Land $3,500 Building $48,203 | $147,723 (-1.08%) Land $10,000 Building $137,723 |
| 2025 | $1,400.00 | $52,270 Land $3,500 Building $48,770 | $149,343 Land $10,000 Building $139,343 |
| 2023 | $1,287.00 (+7.97%) | $49,495 (+11.29%) Land $3,500 Building $45,995 | $141,414 (+11.29%) Land $10,000 Building $131,414 |
| 2022 | $1,192.00 | $44,472 Land $3,500 Building $40,972 | $127,063 Land $10,000 Building $117,063 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4767 Spear St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4767 Spear St is very high, ranking above 91% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 91% of the US · above 78% of Nevada |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| White Cloud Communications Fixed Wireless | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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