Elko County property record for 4748 Spear St, Elko, NV 89801
| Property Type | Mobile Home |
|---|---|
| Details | 192 sqft · built 1995 |
| Lot Size | 2.26 acres (98,881 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,330 (Nov 2024) |
| Tax Bill | $359 (2026) |
| Deeds & Mortgages | Feb 2022 Mortgage May 2022 Foreclosure + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 036-009-003 |
| Primary APN | 036-009-003 |
|---|
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Mobile Home |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 98,881 sqft |
| Porch | Covered Porch |
| Deck Area | 224 sqft |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 4748 SPEAR ST |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-5159 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | AR |
| Legal Description | MEADOW VALLEY RANCHOS UNIT NO 4 FILE 11260,LOCATED IN THE SE4NE4 OF,MDB&M |
| Legal Range | 56E |
| Legal Township | 35N |
| Legal Section | 19 |
| Legal Subdivision | MEADOW VALLEY RANCHOS 4 |
| Legal Block | 9 |
| Legal Lot Number | 3 |
| Legal Unit | 4 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 950702 |
4748 Spear St, a mobile home, is owned and occupied by an individual who bought it in November 2024.
Source: Elko County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4748 SPEAR ST, ELKO, NV 89801-5159 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 25, 2022 | Intrafamily Transfer, Transfer · Stand-Alone First Mortgage MICHAEL OVERHOLSER SPECIAL NEES TRU |
| May 2, 2022 | Trustee's Deed, Foreclosure Foreclosure Auction |
| May 20, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jun 4, 2018 | Tax Deed, Foreclosure Foreclosure Auction |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 6, 2024 · Amount on File |
| Deed Sale | Nov 6, 2024 · Amount on File |
| Prior Sale | Jun 3, 2024 · Amount on File |
| Deed Document Number | 2024842956 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Feb 25, 2022 |
| Property Address | 4748 SPEAR ST, ELKO, NV 89801-5159 |
| Document Number | 0000802085 |
| Map Reference | FILE 11260 |
| Instrument Date | Feb 24, 2022 |
| Instrument | 802085 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4748 SPEAR ST, ELKO, NV 89801-5159 |
| Document Number | 0000802084 |
|---|---|
| Date | Feb 25, 2022 |
| Instrument | 802084 |
| Name | MICHAEL OVERHOLSER SPECIAL NEES TRU |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | May 2, 2022 |
| Property Address | 4748 SPEAR ST, ELKO, NV 89801-5159 |
| Document Number | 0000805307 |
| Map Reference | FILE 11260 |
| Instrument Date | Nov 11, 2021 |
| Instrument | 805307 |
| Transaction Type | Foreclosure |
| Record Updated | May 23, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $103.35 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4748 SPEAR ST, ELKO, NV 89801-5159 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | May 20, 2019 |
| Property Address | 4748 SPEAR ST, ELKO, NV 89801-5159 |
| Document Number | 0000754684 |
| Instrument Date | May 16, 2019 |
| Instrument | 754684 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1767 COOPER ST HEMET CA 925451655, HEMET, CA 92545-1655 |
| Document Type | Tax Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Jun 4, 2018 |
| Property Address | 4748 SPEAR ST, ELKO, NV 89801-5159 |
| Document Number | 0000741542 |
| Instrument Date | Jun 4, 2018 |
| Instrument | 741542 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 22, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2026 property tax bill for 4748 Spear St was $359, down 0.6% from the year before.
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $359.00 (-0.55%) | $13,385 (-0.66%) Land $3,500 Building $9,885 | $38,243 (-0.66%) Land $10,000 Building $28,243 |
| 2025 | $361.00 (-2.7%) | $13,474 Land $3,500 Building $9,974 | $38,497 Land $10,000 Building $28,497 |
| 2024 | $371.00 (+8.8%) | ||
| 2023 | $341.00 (+7.91%) | $13,072 (+11.2%) Land $3,500 Building $9,572 | $37,349 (+11.2%) Land $10,000 Building $27,349 |
| 2022 | $316.00 | $11,755 Land $3,500 Building $8,255 | $33,586 Land $10,000 Building $23,586 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4748 Spear St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4748 Spear St is extreme, ranking above 95% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 95% of the US · above 86% of Nevada |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| White Cloud Communications Fixed Wireless | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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