4751 Spear St, Elko, NV 89801 Property Records

Elko County property record for 4751 Spear St, Elko, NV 89801

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,456 sqft · built 1993
Lot Size2.26 acres (98,881 sqft)
OwnerIndividual Name on File
Last Sale$210,000 (May 2007)
Tax Bill$1,969 (2026)
Deeds & MortgagesDec 2025 Transfer
May 2024 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN036-008-006

Property Details

APN / Parcel Number

Primary APN036-008-006

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,456 sqft Living Area
Gross Area3,106 sqft
1st Floor Area1,676 sqft
Basement Area1,430 sqft
Finished Basement780 sqft
Unfinished Basement650 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area98,881 sqft
Shed1 Shed
Shed Area532 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerSeptic
Water SourceWell

Location & Zoning

Street Address4751 SPEAR ST
CityELKO
StateNV
Zip89801-5159
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR
Legal DescriptionMEADOW VALLEY RANCHOS UNIT NO 4 FILE 11260,LOCATED IN THE NE4NE4 OF,MDB&M
Legal Range56E
Legal Township35N
Legal Section19
Legal SubdivisionMEADOW VALLEY RANCHOS 4
Legal Block8
Legal Lot Number6
Legal Unit4
JurisdictionELKO NV
Township / Civil DivisionELKO
Census Block Group2
Census Block2002
Census Tract950702

Owner

4751 Spear St is owned and occupied by an individual who acquired it in March 2022.

Source: Elko County records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address4751 SPEAR ST, ELKO, NV 89801-5159
OccupancyOwner Occupied
Owner TypeIndividual
VestingWidow or Widower

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 3, 2025Intrafamily Transfer, Transfer
May 13, 2024Intrafamily Transfer, Transfer
Mar 9, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
MAGNOLIA BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 31, 2007 · Amount on File
Deed SaleMay 31, 2007 · Amount on File
Deed Document Number2007574063
Last Transfer DateMar 4, 2022
Transfer Doc0000802584
Record UpdatedOct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionELKO NV
Recording DateDec 3, 2025
Property Address4751 SPEAR ST, ELKO, NV 89801-5159
Document Number0000858300
Map ReferenceFILE 11260
Instrument DateDec 1, 2025
Instrument858300
Transaction TypeTransfer
Record UpdatedDec 16, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4751 SPEAR ST, ELKO, NV 89801-5159

May 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionELKO NV
Recording DateMay 13, 2024
Property Address4751 SPEAR ST, ELKO, NV 89801-5159
Document Number0000836450
Map ReferenceFILE 11260
Instrument DateApr 10, 2024
Instrument836450
Transaction TypeTransfer
Record UpdatedMay 22, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address4751 SPEAR ST, ELKO, NV 89801-5159

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionELKO NV
Recording DateMar 9, 2022
Property Address4751 SPEAR ST, ELKO, NV 89801-5159
Document Number0000802584
Map ReferenceFILE 11260
Instrument DateMar 4, 2022
Instrument802584
Transaction TypeTransfer
Record UpdatedApr 5, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4751 SPEAR ST, ELKO, NV 89801-5159

Mortgage

Document Number0000802585
DateMar 9, 2022
Instrument802585
Lender
NameMAGNOLIA BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 4751 Spear St was $1,969, down 2.7% from the year before.

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateNevada
CountyElko County
Unified School DistrictElko County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,969.00 (-2.72%)$73,528 (-2.74%) Land $3,500 Building $70,028$210,080 (-2.74%) Land $10,000 Building $200,080
2025$2,024.00 (+1.66%)$75,598 Land $3,500 Building $72,098$215,994 Land $10,000 Building $205,994
2024$1,991.00 (+13.84%)
2023$1,749.00 (+7.96%)$70,132 (+16.01%) Land $3,500 Building $66,632$200,377 (+16.01%) Land $10,000 Building $190,377
2022$1,620.00$60,452 Land $3,500 Building $56,952$172,720 Land $10,000 Building $162,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4751 Spear St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4751 Spear St is high, ranking above 87% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 87% of the US · above 69% of Nevada
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Anthem Broadband of Nevada
Fiber
2,000 / 2,000
White Cloud Communications
Fixed Wireless
200 / 50
Hot Spot Broadband
Fixed Wireless
100 / 50
T-Mobile
Fixed Wireless
100 / 20

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